San Diego County property record for 1586 Nicholas Pl, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,385 sqft · built 1995 |
| Lot Size | 0.56 acres (2,418 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $463,000 (Nov 2018) |
| Tax Bill | $6,312 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Oct 2025 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 511-290-70-00 |
| Primary APN | 511-290-70-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,385 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 2,418 sqft (0.56 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1586 NICHOLAS PL |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-3378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD-LOW |
| Legal Description | LOT 14 TR 013119 |
| Legal Subdivision | EL CAJON |
| Legal Tract | 013119 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 15601 |
Source: San Diego County records · APN 511-290-70-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1586 NICHOLAS PL, EL CAJON, CA 92019-3378 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 03, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 02, 2025 | Intrafamily Transfer, Transfer |
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FUNDERS MTG INC |
| Nov 13, 2018 | Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Nov 13, 2018 | Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Nov 13, 2018 | Grant Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on Record |
| Deed Sale | Nov 13, 2018 · Amount on Record |
| Prior Sale | Jun 10, 2004 · Amount on Record |
| Deed Document Number | 2018472743 |
| Prior Transfer Date | Jun 07, 2004 |
| Prior Transfer Doc | 0000544630 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1586 NICHOLAS PL, EL CAJON, CA 92019-3378 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1586 NICHOLAS PL, EL CAJON, CA 92019-3378 |
| Document Number | 0000029439 |
|---|---|
| Date | Feb 03, 2026 |
| Instrument | 2026-0029439 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 16, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 02, 2025 |
| Property Address | 1586 NICHOLAS PL, EL CAJON, CA 92019-3378 |
| Document Number | 0000275134 |
| Map Reference | MAP 13119 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 2025-0275134 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1586 NICHOLAS PL, EL CAJON, CA 92019-3378 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1586 NICHOLAS PL, EL CAJON, CA 92019-3378 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1586 NICHOLAS PL, EL CAJON, CA 92019-3378 |
| Document Number | 0000527974 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021-0527974 |
| Name | FUNDERS MTG INC |
|---|---|
| Type | Non-Lending Institution |
| Address | MENIFEE, CA 92587 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 13, 2018 |
| Property Address | 1586 NICHOLAS PL, EL CAJON, CA 92019-3378 |
| Document Number | 0000472742 |
| Instrument Date | Nov 08, 2018 |
| Instrument | 472742 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1586 NICHOLAS PL EL CAJON CA 920193378, EL CAJON, CA 92019-3378 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 13, 2018 |
| Property Address | 1586 NICHOLAS PL, EL CAJON, CA 92019-3378 |
| Document Number | 0000472741 |
| Instrument Date | Oct 16, 2018 |
| Instrument | 472741 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 796 BLACKTHORNE AVE EL CAJON CA 920205651, EL CAJON, CA 92020-5651 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 13, 2018 |
| Property Address | 1586 NICHOLAS PL, EL CAJON, CA 92019-3378 |
| Document Number | 0000472743 |
| Map Reference | MAP 13119 |
| Instrument Date | Oct 04, 2018 |
| Instrument | 2018-0472743 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1586 NICHOLAS PL, EL CAJON, CA 92019-3378 |
| Document Number | 0000472744 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 2018-0472744 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $545,833 (+2%) Land $261,366 Building $284,467 | |
| 2025 | $6,312.00 (+2%) | $535,132 (+4.04%) Land $256,242 Building $278,890 |
| 2023 | $6,188.00 (+1.59%) | $514,354 Land $246,293 Building $268,061 |
| 2022 | $6,091.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2024 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, Wyyerd Group.
Based on FCC filings for 694 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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