1586 McIlwain Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 1586 McIlwain Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,452 sqft · built 2020
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on File
Tax Bill	$1,169 (2025)
Deeds & Mortgages	Jun 2020 Construction Loan Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0102-00-018.02`

Property Details

APN / Parcel Number

Primary APN	`0102-00-018.02`
Alternative APN	`99384`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,452 sqft Living Area
Gross Area	1,801 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Lot Area	74,052 sqft (1.7 acres)

Location & Zoning

Account Number	99384
Street Address	1586 MCILWAIN RD
City	LANCASTER
State	SC
Zip	29720-8001
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4008
Census Tract	10600

Owner

1586 McIlwain Rd is owned and occupied by an individual.

Source: Lancaster County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1586 MCILWAIN RD, LANCASTER, SC 29720-8001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Apr 10, 2020	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1586 MCILWAIN RD, LANCASTER, SC 29720-8001
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009470
Date	Jun 16, 2020
Book Page	4032/104
Instrument	2020009470

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 10, 2020
Property Address	1586 MCILWAIN RD, LANCASTER, SC 29720-8001
Document Number	0000005712
Book / Page	001322 / 000235
Instrument Date	Apr 6, 2020
Instrument	5712
Transaction Type	Transfer
Record Updated	Mar 11, 2021
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1642 MCILWAIN RD LANCASTER SC 297208002, LANCASTER, SC 29720-8002

Tax Assessment & Valuation

The 2025 property tax bill for 1586 McIlwain Rd was $1,169, up 9.3% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,169.00 (+9.25%)	$8,013 Land $727 Building $7,286	$260,000 Land $23,600 Building $236,400
2024	$1,070.00 (+0.47%)
2023	$1,065.00	$6,968 Land $832 Building $6,136	$174,200 Land $20,800 Building $153,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1586 McIlwain Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1989–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1586 McIlwain Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000
Comporium Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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