1586 Lighthouse Dr, Naperville, IL 60565 Property Records

DuPage County property record for 1586 Lighthouse Dr, Naperville, IL 60565

Property Summary

Property Type	Structures on Leased Land
Details	1.5 ba · 1,314 sqft · built 1983
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Apr 2020)
Tax Bill	$5,892 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-32-101-011`

Property Details

APN / Parcel Number

Primary APN	`08-32-101-011`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Building Area	1,314 sqft Gross Area
1st Floor Area	664 sqft
2nd Floor Area	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood Siding
Lot Area	3,920 sqft (0.09 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1586 LIGHTHOUSE DR
City	NAPERVILLE
State	IL
Zip	60565-1474
Property Category	Other
Property Type	Other > Structures on Leased Land
Local Zoning Code	R
Legal Description	WATERFRONT ESTATES SLY 1/2
Legal Subdivision	WATERFRONT ESTATES
Legal Lot Number	4
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	3
Census Block	3023
Census Tract	846203

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1586 LIGHTHOUSE DR, NAPERVILLE, IL 60565-1474
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage OTTAWA SAVINGS BANK
May 26, 2020	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK
Apr 17, 2020	Warranty Deed, Transfer NAPERVILLE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2020 · Amount on Record
Deed Sale	Apr 17, 2020 · Amount on Record
Prior Sale	May 15, 2003 · Amount on Record
Deed Document Number	202037798
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1586 LIGHTHOUSE DR, NAPERVILLE, IL 60565-1474
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028449
Date	Feb 23, 2021
Instrument	R2021-028449

Lender

Name	OTTAWA SAVINGS BANK
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.12%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1586 LIGHTHOUSE DR, NAPERVILLE, IL 60565-1474
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052328
Date	May 26, 2020
Instrument	R2020-052328

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 17, 2020
Property Address	1586 LIGHTHOUSE DR, NAPERVILLE, IL 60565-1474
Document Number	0000037798
Instrument Date	Mar 13, 2020
Instrument	37798
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NAPERVILLE TITLE

Transaction

Amount	Amount Recorded
Tax	$263.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1584 LIGHTHOUSE DR NAPERVILLE IL 605651474, NAPERVILLE, IL 60565-1474

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,892.00 (+30.82%)	$100,972 (+45.07%) Land $16,423 Building $84,549	$302,916 (+45.07%) Land $49,269 Building $253,647
2022	$4,504.00	$69,600 Land $11,320 Building $58,280	$208,800 Land $33,960 Building $174,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1982–2014)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Feb 2014 · other causes
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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