1586 Kessler Ln, Festus, MO 63028 Property Records

Jefferson County property record for 1586 Kessler Ln, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 960 sqft · built 1987
Lot Size	4.73 acres (206,474 sqft)
Owner	Individual Name on File
Last Sale	$258,900 (Mar 2021)
Tax Bill	$1,912 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-6.0-14.0-0-000-002.11`

Property Details

APN / Parcel Number

Primary APN	`22-6.0-14.0-0-000-002.11`
Alternative APN	`2260140 00211`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Multi-Level
Construction Type	Frame
Lot Area	206,474 sqft
Garage Type	Attached
Garage Area	576 sqft
Deck Area	Deck Area
Patio Area	1,152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1586 KESSLER LN
City	FESTUS
State	MO
Zip	63028-4842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	TIMBER LOG ACRES LOT SPLIT BDRY ADJ LOT 4A
Legal Range	6E
Legal Township	39N
Legal Section	14
Legal Subdivision	TIMBER LOG
Legal Block	2
Legal Lot Number	4A
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2018
Census Tract	701403

Owner

1586 Kessler Ln is owned and occupied by an individual who bought it in March 2021.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1586 KESSLER LN, FESTUS, MO 63028-4842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Jul 24, 2020	Deed of Trust, Mortgage LAND HM FIN'L SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021 · Amount on File
Deed Sale	Mar 30, 2021 · Amount on File
Prior Sale	Mar 16, 2006 · Amount on File
Deed Document Number	202113764
Prior Transfer Date	Mar 5, 2021
Prior Transfer Doc	2021R013764
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Mar 30, 2021
Property Address	1586 KESSLER LN, FESTUS, MO 63028-4842
Document Number	2021R013764
Map Reference	MB 169 PG 28B
Instrument Date	Mar 5, 2021
Instrument	2021R-013764
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1586 KESSLER LN, FESTUS, MO 63028-4842

Mortgage

Document Number	2021R013765
Date	Mar 30, 2021
Instrument	2021R-013765

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1586 KESSLER LN, FESTUS, MO 63028-4842
Document Number	0000027395
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	HILLSBOROUGH TITLE INC, HTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1586 KESSLER LN FESTUS MO 630284842, FESTUS, MO 63028-4842

Mortgage

Document Number	0000027395
Date	Jul 31, 2020
Instrument	27395

Lender

Name	LAND HM FIN'L SVCS INC
Address	CONCORD, CA 94520

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1586 Kessler Ln was $1,912, up 8% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,100 (-) Land $3,300 Building $26,800	$158,900 (-) Land $17,600 Building $141,300
2025	$1,912.00 (+8.02%)	$30,100 Land $3,300 Building $26,800	$158,900 (-) Land $17,600 Building $141,300
2024	$1,770.00 (+0.06%)		$158,900 (+8.91%) Land $17,600 Building $141,300
2023	$1,769.00	$27,700 Land $3,300 Building $24,400	$145,900 Land $17,600 Building $128,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1586 Kessler Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1586 Kessler Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Brown Dog Networks Fixed Wireless	50 / 10

May also be available: AT&T.

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