1586 Derby Dr, Bourbonnais, IL 60914 Property Records

Kankakee County property record for 1586 Derby Dr, Bourbonnais, IL 60914

Property Summary

Property Type	Single Family Home
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$246,000 (Jan 2006)
Tax Bill	$7,773 (2025)
Deeds & Mortgages	Aug 2009 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-09-15-402-002`

Property Details

APN / Parcel Number

Primary APN	`17-09-15-402-002`

Exterior

Lot Area	14,000 sqft (0.321 acres)

Location & Zoning

Street Address	1586 DERBY DR
City	BOURBONNAIS
State	IL
Zip	60914-9327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTERS RUN SUB 1ST ADDN PHASE 2 LOT 73 15-31-12E
Legal Subdivision	HUNTERS RUN SUB
Legal Phase	2
Legal Lot Number	73
Jurisdiction	KANKAKEE IL
Township / Civil Division	BOURBONNAIS
Census Block Group	2
Census Block	2024
Census Tract	10701

Owner

Source: Kankakee County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1586 DERBY DR, BOURBONNAIS, IL 60914-9327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2009	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR BANK & FINANCIAL SVCS
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CU
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CU
Jan 25, 2006	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2006 · Amount on Record
Deed Sale	Jan 25, 2006 · Amount on Record
Record Updated	Sep 20, 2026

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1586 DERBY DR, BOURBONNAIS, IL 60914-9327
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200918010
Date	Aug 31, 2009
Instrument	200918010

Lender

Name	HOMESTAR BANK & FINANCIAL SVCS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2039

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1586 DERBY DR, BOURBONNAIS, IL 60914-9327
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202104936
Date	Apr 12, 2021
Instrument	202104936

Lender

Name	COMMONWEALTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1586 DERBY DR, BOURBONNAIS, IL 60914-9327
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202104936
Date	Apr 12, 2021
Instrument	202104936

Lender

Name	COMMONWEALTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

January 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Jan 25, 2006
Property Address	1586 DERBY DR, BOURBONNAIS, IL 60914-9327
Document Number	0200602139
Instrument Date	Jan 13, 2006
Instrument	200602139
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$369.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1586 DERBY DR, BOURBONNAIS, IL 60914-9327

Mortgage

Document Number	0200602140
Date	Jan 25, 2006
Instrument	200602140

Lender

Name	HOMESTAR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bradley Village
County	Kankakee County
County Subdivision	Bourbonnais Township
Secondary School District	Bradley-Bourbonnais Consolidated High School District 307 (09 - 12)
Elementary School District	St. George Community Consolidated School District 258 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,773.00 (+13%)	$112,257 (+22.82%) Land $9,276 Building $102,981	$336,771 (+22.82%) Land $27,828 Building $308,943
2024	$6,879.00 (+4.12%)
2023		$91,396 Land $8,103 Building $83,293	$274,188 Land $24,309 Building $249,879
2022	$6,607.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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