Clay County property record for 15853 20th St S, Comstock, MN 56525
| Property Type | Single Family Home |
|---|---|
| Details | built 1907 |
| Lot Size | 0.28 acres (12,095 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $82,500 (Aug 2018) |
| Tax Bill | $1,194 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51.500.0010 |
| Primary APN | 51.500.0010 |
|---|
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Lot Area | 12,095 sqft (0.28 acres) |
| Street Address | 15853 20TH ST S |
|---|---|
| City | COMSTOCK |
| State | MN |
| Zip | 56525-7705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME ORIGINAL COMSTOCK SUBDIVISIONCD 51500 LOT 1 3 COMSTOCK CITY |
| Legal Range | 48 |
| Legal Township | 137 |
| Legal Section | 21 |
| Legal Subdivision | ORIGINAL COMSTOCK |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | COMSTOCK |
| Census Block Group | 3 |
| Census Block | 3214 |
| Census Tract | 30110 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15853 20TH ST S, COMSTOCK, MN 56525-7705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage WESTERN STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2018 · Amount on Record |
| Deed Sale | Aug 13, 2018 · Amount on Record |
| Prior Sale | Nov 24, 2008 · Amount on Record |
| Deed Document Number | 2018782563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 15853 20TH ST S, COMSTOCK, MN 56525-7705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000827060 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 827060 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Aug 13, 2018 |
| Property Address | 15853 20TH ST S, COMSTOCK, MN 56525-7705 |
| Document Number | 0000782563 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 782563 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | TITLE CO OF FARGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $272.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15853 20TH ST S, COMSTOCK, MN 56525-7705 |
| Document Number | 0000782564 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 782564 |
| Name | WESTERN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Comstock City |
| Unified School District | Barnesville Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,194.00 (+6.42%) Homeowner's exemption | $169,600 (+18.77%) Land $10,900 Building $158,700 | $169,600 (+18.77%) Land $10,900 Building $158,700 |
| 2025 | $142,800 (+14.88%) Land $10,900 Building $131,900 | $142,800 (+14.88%) Land $10,900 Building $131,900 | |
| 2023 | $1,122.00 Homeowner's exemption | $124,300 Land $10,900 Building $113,400 | $124,300 Land $10,900 Building $113,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Comstock serves 95 people · EPA ID MN1140002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jan 2024 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 100 / 10 |
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