Carroll County property record for 1585 Stone Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 2,851 sqft · built 2004 |
| Lot Size | 1.11 acres (48,613 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $469,000 (Jan 2017) |
| Tax Bill | $6,297 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-021951 |
| Primary APN | 02-021951 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,851 sqft Total Area |
| Basement Area | 1,376 sqft |
| Finished Basement | 1,376 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 48,613 sqft (1.11 acres) |
| Garage Type | Attached |
| Garage Area | 932 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 468 sqft |
| Deck Area | 261 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 021951 |
|---|---|
| Street Address | 1585 STONE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-1931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT -1.116 ACS 1585 STONE RD WESTMINSTER |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 2, UNIONTOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 502000 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1585 STONE RD, WESTMINSTER, MD 21158-1931 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Oct 22, 2025 | Intrafamily Transfer, Transfer |
| Sep 10, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jan 3, 2017 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2017 · Amount on Record |
| Deed Sale | Jan 3, 2017 · Amount on Record |
| Prior Sale | Apr 9, 2003 · Amount on Record |
| Deed Document Number | 20178568-0489 |
| Deed Book / Page | 8568 / 489 |
| Prior Transfer Date | Jun 15, 2012 |
| Prior Transfer Doc | 0069400146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 27, 2026 |
| Property Address | 1585 STONE RD, WESTMINSTER, MD 21158-1931 |
| Document Number | 1185000325 |
| Book / Page | 11850 / 325 |
| Instrument Date | Aug 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Document Number | 1185000325, |
|---|---|
| Date | Aug 27, 2026 |
| Book Page | 11850/325 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 1, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 22, 2025 |
| Property Address | 1585 STONE RD, WESTMINSTER, MD 21158-1931 |
| Document Number | 0115930427 |
| Book / Page | 11593 / 427 |
| Instrument Date | Jul 9, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1585 STONE RD, WESTMINSTER, MD 21158-1931 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1585 STONE RD, WESTMINSTER, MD 21158-1931 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0104440383 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 10444/383 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 3, 2017 |
| Property Address | 1585 STONE RD, WESTMINSTER, MD 21158-1931 |
| Document Number | 0085680489 |
| Book / Page | 008568 / 000489 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2017 |
| Title Company | MARYLAND FIRST TITLE LIMITED, MARYLAND FIRST TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $469.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1585 STONE RD WESTMINSTER MD 211581931, WESTMINSTER, MD 21158-1931 |
| Document Number | 85680494 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 008568/000494 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2047 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,297.00 (+5.07%) Homeowner's exemption | $588,200 (+6.29%) Land $126,100 Building $462,100 | $588,200 (-) Land $126,100 Building $462,100 |
| 2025 | $5,993.00 (+9.66%) Homeowner's exemption | $553,367 (+14.4%) | $588,200 (+21.6%) Land $126,100 Building $462,100 |
| 2023 | $5,465.00 Homeowner's exemption | $483,700 Land $126,100 Building $357,600 | $483,700 Land $126,100 Building $357,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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