1585 Pergin Farm Rd, Oakland, MD 21550 Property Records

Garrett County property record for 1585 Pergin Farm Rd, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 2,437 sqft · built 2024
Lot Size	1.35 acres (59,014 sqft)
Owner	2 Individual Names on File
Last Sale	$1,275,000 (Dec 2021)
Tax Bill	$19,537 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-028182`

Property Details

APN / Parcel Number

Primary APN	`18-028182`
Alternative APN	`028182`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,437 sqft Total Area
Attic	Attic
Attic Area	144 sqft
Basement Area	1,654 sqft
Finished Basement	1,654 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	59,014 sqft (1.35 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	772 sqft
Patio Area	901 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	028182
Street Address	1585 PERGIN FARM RD
City	OAKLAND
State	MD
Zip	21550-6945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	59014 SQ FT W/187.99 S/S PAWN RUN TRIBUTARY PAWN RUN D C L
Legal Subdivision	PAWN RUN TRIBUTARY PAWN RUN
Jurisdiction	GARRETT MD
Township / Civil Division	10, DEER PARK
Census Block Group	1
Census Block	1057
Census Tract	501

Owner

1585 Pergin Farm Rd is owned by two individuals who bought it in December 2021.

Source: Garrett County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2031 TIMBERCREST DR, GREENSBURG, PA 15601-9060
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage S & T BANK
Dec 8, 2021	Deed, Transfer · Conventional Mortgage S & T BANK
Mar 26, 2021	Deed, Transfer
Jan 12, 2021	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2021 · Amount on File
Deed Sale	Dec 8, 2021 · Amount on File
Deed Book / Page	2377 / 329
Prior Transfer Date	Oct 19, 2010
Prior Transfer Doc	0000001112
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	1585 PERGIN FARM RD, OAKLAND, MD 21550-6945
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	COLONIAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2031 TIMBERCREST DR, GREENSBURG, PA 15601-9060

Mortgage

Document Number	0024670453
Date	Jan 10, 2023
Book Page	2467/453

Lender

Name	S & T BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	253 Months
Due	Feb 1, 2044

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Dec 8, 2021
Property Address	1585 PERGIN FARM RD, OAKLAND, MD 21550-6945
Document Number	0023770329
Book / Page	2377 / 329
Instrument Date	Nov 2, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002377333
Date	Dec 8, 2021
Instrument	2377/333

Lender

Name	S & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Mar 26, 2021
Property Address	1585 PERGIN FARM RD, OAKLAND, MD 21550-6945
Document Number	0022960006
Book / Page	2296 / 6
Instrument Date	Mar 11, 2021
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 W 26TH ST, RICHMOND, VA 23225-3616

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Jan 12, 2021
Property Address	1585 PERGIN FARM RD, OAKLAND, MD 21550-6945
Document Number	0022740007
Book / Page	002274 / 000007
Instrument Date	Dec 23, 2020
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 W 26TH ST RICHMOND VA 232253616, RICHMOND, VA 23225-3616

Tax Assessment & Valuation

The 2026 property tax bill for 1585 Pergin Farm Rd was $19,537.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,537.00	$1,754,300	$1,830,900 Land $535,600 Building $1,295,300
2023	$8,671.00	$739,867	$1,145,600 Land $467,100 Building $678,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1585 Pergin Farm Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1585 Pergin Farm Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mountain Communications.

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