1585 Main Rd, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 1585 Main Rd, Phippsburg, ME 04562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 864 sqft · built 1997
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$468,000 (Jun 2024)
Tax Bill	$2,917 (2025)
Deeds & Mortgages	Aug 2021 Refinance Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PHIP M:044 L:015-01`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:044 L:015-01`
Alternative APNs	`M:044 L:015=01` `1793`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1793
Street Address	1585 MAIN RD
City	PHIPPSBURG
State	ME
Zip	04562-4905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	15-1
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	1
Census Block	1015
Census Tract	970700

Owner

1585 Main Rd is owned by two individuals who bought it in June 2024.

Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 BRUNSWICK TER, GARDINER, ME 04345-2429
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Jul 2, 2019	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Aug 3, 2018	Deed of Trust, Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2024 · Amount on File
Deed Sale	Jun 27, 2024 · Amount on File
Prior Sale	Jul 2, 2019 · Amount on File
Deed Document Number	20242974
Deed Book / Page	2024 / 2974
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	1585 MAIN RD, PHIPPSBURG, ME 04562-4905
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006481
Date	Aug 2, 2021
Instrument	2021R-06481

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	1585 MAIN RD, PHIPPSBURG, ME 04562-4905
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000233
Date	Jan 10, 2022
Instrument	2022R-00233

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PHIPPSBURG ME
Recording Date	Jul 2, 2019
Property Address	1585 MAIN RD, PHIPPSBURG, ME 04562-4905
Document Number	0000003896
Instrument Date	Jun 28, 2019
Instrument	2019R-03896
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 LEIGHTON RD, DURHAM, ME 04222-5406

Mortgage

Document Number	0000003897
Date	Jul 2, 2019
Instrument	2019R-03897

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	1585 MAIN RD, PHIPPSBURG, ME 04562-4905
Document Number	0000005316
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	BAY AREA TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1585 MAIN RD PHIPPSBURG ME 045624905, PHIPPSBURG, ME 04562-4905

Mortgage

Document Number	0000005316
Date	Aug 6, 2018
Instrument	5316

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1585 Main Rd was $2,917, up 4.9% from the year before.

Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,917.00 (+4.85%)	$236,200 (-) Land $90,100 Building $146,100
2024	$2,782.00 (+2.96%)	$236,200 (-) Land $90,100 Building $146,100
2023	$2,702.00 (+13.05%)	$236,200 (-) Land $90,100 Building $146,100
2022	$2,390.00	$236,200 Land $90,100 Building $146,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1585 Main Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1585 Main Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Main Rd

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