1585 Hugo Cir, Silver Spring, MD 20906 Property Records

Montgomery County property record for 1585 Hugo Cir, Silver Spring, MD 20906 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	3 ba · 2,259 sqft · built 1987
Lot Size	0.064 acres (2,789 sqft)
Owner	Individual Name on File
Last Sale	$442,000 (Apr 2018)
Tax Bill	$6,298 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02538640`

Property Details

APN / Parcel Number

Primary APN	`13-02538640`
Alternative APN	`02538640`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,259 sqft Living Area
Gross Area	2,475 sqft
1st Floor Area	848 sqft
Basement Area	605 sqft
Finished Basement	605 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,789 sqft (0.064 acres)
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02538640
Street Address	1585 HUGO CIR
City	SILVER SPRING
State	MD
Zip	20906-5921
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	TIVOLI
Legal Subdivision	TIVOLI
Legal Block	D
Legal Lot Number	35
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2008
Census Tract	703222

Owner

Source: Montgomery County records · APN 13-02538640

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1585 HUGO CIR, SILVER SPRING, MD 20906-5921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage GLOBAL FEDERAL CREDIT UNION
Feb 05, 2018	Deed of Trust, Mortgage · Line of Credit BANK-FUND STAFF FCU
Apr 12, 2018	Deed, Transfer · ARM IDB-IIC FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 12, 2018 · Amount on Record
Deed Sale	Apr 12, 2018 · Amount on Record
Prior Sale	Jun 17, 2015 · Amount on Record
Deed Book / Page	55888 / 187
Transfer Doc	0000067791
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	May 20, 2026
Property Address	1585 HUGO CIR, SILVER SPRING, MD 20906-5921
Document Number	7050000001
Book / Page	70508 / 1
Instrument Date	May 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ELITE SETTLEMENTS LLC, ELITE SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1585 HUGO CIR, SILVER SPRING, MD 20906-5921

Mortgage

Document Number	7050000001,
Date	May 20, 2026
Book Page	70508/1

Lender

Name	GLOBAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 01, 2036

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1585 HUGO CIR, SILVER SPRING, MD 20906-5921
Transaction Type	Mortgage
Record Updated	May 03, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0556070185
Date	Feb 05, 2018
Book Page	55607/185

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 31, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 12, 2018
Property Address	1585 HUGO CIR, SILVER SPRING, MD 20906-5921
Document Number	0558880187
Book / Page	55888 / 187
Map Reference	PL15372
Instrument Date	Mar 26, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1585 HUGO CIR, SILVER SPRING, MD 20906-5921

Mortgage

Document Number	0055888194
Date	Apr 12, 2018
Instrument	55888/194

Lender

Name	IDB-IIC FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Apr 01, 2038

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 01, 2025
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	12.8%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$517,200 (+2.07%)	$538,200 (+6.22%) Land $130,000 Building $408,200
2025	$6,298.00 (+43.95%)	$506,700 (+11.67%) Land $130,000 Building $376,700	$506,700 (-) Land $130,000 Building $376,700
2023		$453,767	$506,700 Land $130,000 Building $376,700
2022	$4,375.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317032222, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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