1585 Charlestown Dr, Edgewood, MD 21040 Property Records

Harford County property record for 1585 Charlestown Dr, Edgewood, MD 21040

Property Summary

Property Type	Townhouse
Details	2 ba · 1,200 sqft · built 1972
Lot Size	0.033 acres (1,420 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jul 2024)
Tax Bill	$1,570 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-012207`

Property Details

APN / Parcel Number

Primary APN	`01-012207`
Alternative APNs	`1012207` `012207`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,200 sqft Total Area
Utility Area	80 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,420 sqft (0.033 acres)
Lot Dimensions	71 ft deep x 20 ft wide
Deck Area	80 sqft
Patio Area	202 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	012207
Street Address	1585 CHARLESTOWN DR
City	EDGEWOOD
State	MD
Zip	21040-2221
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 2 BLK L 20/20X71 1585 CHARLESTOWN DRIVE HARFORD SQUARE P 25/11
Legal Subdivision	HARFORD SQUARE
Legal Block	L
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301601

Owner

1585 Charlestown Dr, a townhouse, is owned and occupied by an individual who bought it in July 2024.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1585 CHARLESTOWN DR, EDGEWOOD, MD 21040-2221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Oct 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2024 · Amount on File
Deed Sale	Jul 30, 2024 · Amount on File
Prior Sale	Feb 12, 2001
Deed Book / Page	16336 / 326
Transfer Doc	0000001786
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1585 CHARLESTOWN DR, EDGEWOOD, MD 21040-2221
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0129770447
Date	Sep 11, 2018
Book Page	12977/0447

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1585 CHARLESTOWN DR, EDGEWOOD, MD 21040-2221
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0130290326
Date	Oct 22, 2018
Book Page	13029/0326

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1585 Charlestown Dr was $1,570, up 14.6% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,570.00 (+14.6%)	$144,100 (+6.82%) Land $40,000 Building $104,100	$144,100 (-) Land $40,000 Building $104,100
2025	$1,370.00	$134,900	$144,100 Land $40,000 Building $104,100
2023		$116,500 Land $40,000 Building $76,500	$116,500 Land $40,000 Building $76,500
2022	$1,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1585 Charlestown Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1585 Charlestown Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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