1585 Bluff Dr, Osage Beach, MO 65065 Property Records

Camden County property record for 1585 Bluff Dr, Osage Beach, MO 65065 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,160 sqft · built 1970
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on File
Last Sale	$356,250 (Aug 2020)
Tax Bill	$3,376 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08 1.0 01.1 000.0 001 002.000`

Property Details

APN / Parcel Number

Primary APN	`08 1.0 01.1 000.0 001 002.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,160 sqft Gross Area
1st Floor Area	2,160 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	105 ft deep x 100 ft wide

Location & Zoning

Street Address	1585 BLUFF DR
City	OSAGE BEACH
State	MO
Zip	65065-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLK 4
Legal Range	16W
Legal Township	39N
Legal Section	01
Legal Subdivision	HOLIDAY ACRES SUB 1ST ADD
Legal Block	4
Legal Lot Number	14
Jurisdiction	CAMDEN MO
Township / Civil Division	PAWHUSKA
Census Block Group	1
Census Block	1015
Census Tract	950201

Owner

Source: Camden County records · APN 08 1.0 01.1 000.0 001 002.000

Assessment roll updated November 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1585 BLUFF DR, OSAGE BEACH, MO 65065-2028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 02, 2025	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
May 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Mar 08, 2022	Deed of Trust, Mortgage · Construction Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Jul 20, 2011
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Property Address	1585 BLUFF DR, OSAGE BEACH, MO 65065-2028
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	LAKE/OZARKS LAND TITLE, LAKE OF OZARKS LAND TTL COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1585 BLUFF DR, OSAGE BEACH, MO 65065-2028

Mortgage

Document Number	000357/654
Date	Dec 02, 2025
Book Page	357/654

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jan 01, 2033
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11%
Index	1-Year CMT
Margin	3
Max Rate	11%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Property Address	1585 BLUFF DR, OSAGE BEACH, MO 65065-2028
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	NOT AVAILABLE, LAKE OF OZARKS LAND TTL COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1585 BLUFF DR, OSAGE BEACH, MO 65065-2028

Mortgage

Document Number	000351/989
Date	May 13, 2024
Book Page	351/989

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Jun 01, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	13%
Index	1-Year T-Bill
Margin	3
Max Rate	13%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Property Address	1585 BLUFF DR, OSAGE BEACH, MO 65065-2028
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 MARICOPA DR, COLUMBIA, MO 65201-3307

Mortgage

Document Number	000343/649
Date	Mar 08, 2022
Book Page	343/649

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	OSAGE BEACH, MO 65065

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Camden County records · Assessment roll updated November 10, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Municipality	Osage Beach City
Unified School District	School of The Osage School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,376.00 (+149.89%)	$77,550 (+557.2%)	$408,158 (+557.21%)
2023		$11,800 (-)	$62,105 (-)
2022	$1,351.00	$11,800	$62,105

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Camden County (29029C), updated April 17, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290299502011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
Wave Internet Technologies	Fixed Wireless (unlicensed)	100 / 100
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Splash Wireless Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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