15849 Valerie Dr, Macomb, MI 48044 Property Records

Macomb County property record for 15849 Valerie Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,181 sqft · built 1976
Lot Size	0.185 acres (8,059 sqft)
Owner	2 Individual Names on File
Last Sale	$222,000 (Aug 2013)
Tax Bill	$3,780 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-30-326-024`

Property Details

APN / Parcel Number

Primary APN	`20-08-30-326-024`
Alternative APN	`0830326024`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,181 sqft Living Area
1st Floor Area	1,114 sqft
Basement Area	556 sqft
Unfinished Basement	556 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Lot Area	8,059 sqft (0.185 acres)
Lot Dimensions	120 ft deep x 67 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15849 VALERIE DR
City	MACOMB
State	MI
Zip	48044-2485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HAVERHILL SUB NO 2 LOT 389 LIBER: 66 PAGES:48-50
Legal Subdivision	HAVERHILL SUB
Legal Lot Number	389
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2011
Census Tract	224300

Owner

15849 Valerie Dr is owned and occupied by two individuals who bought it in August 2013.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15849 VALERIE DR, MACOMB, MI 48044-2485
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 7, 2021	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2013 · Amount on File
Deed Sale	Aug 13, 2013 · Amount on File
Prior Sale	Sep 24, 2012 · Amount on File
Deed Document Number	20133119120
Deed Book / Page	22325 / 943
Prior Transfer Date	Sep 15, 2011
Prior Transfer Doc	0000206652
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	15849 VALERIE DR, MACOMB, MI 48044-2485
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15849 VALERIE DR, MACOMB, MI 48044-2485

Mortgage

Document Number	2500107480
Date	Dec 2, 2025
Book Page	30414/117
Instrument	202500107480

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	15849 VALERIE DR, MACOMB, MI 48044-2485
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15849 VALERIE DR, MACOMB, MI 48044-2485

Mortgage

Document Number	2102232851
Date	Sep 7, 2021
Book Page	27980/267
Instrument	202102232851

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 15849 Valerie Dr was $3,780 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,100 (+2.92%)	$338,200 (+2.92%)
2025	$3,780.00 Homeowner's exemption	$164,300	$328,600
2023		$145,800	$291,600
2022	$3,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15849 Valerie Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15849 Valerie Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: WOW Internet, Cable & Phone.

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