15849 N 20th St, Phoenix, AZ 85022 Property Records

Maricopa County property record for 15849 N 20th St, Phoenix, AZ 85022

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,068 sqft · built 1978
Lot Size	0.165 acres (7,220 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Aug 2017)
Tax Bill	$922 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`214-41-328`

Property Details

APN / Parcel Number

Primary APN	`214-41-328`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,068 sqft Living Area
1st Floor Area	1,068 sqft

Exterior

Year Built	Built 1978
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,220 sqft (0.165 acres)
Parking Spaces	1 Parking Space
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	15849 N 20TH ST
City	PHOENIX
State	AZ
Zip	85022-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MOUNTAIN VISTA UNIT ONE PER MCR 179-12
Legal Range	03E
Legal Township	03N
Legal Section	03
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	MOUNTAIN VISTA UNIT ONE
Legal Lot Number	19
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1002
Census Tract	103606

Owner

15849 N 20th St is owned and occupied by an individual who bought it in August 2017.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	15849 N 20TH ST, PHOENIX, AZ 85022-3403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jan 24, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 6, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Aug 4, 2017	Warranty Deed, Transfer · FHA Mortgage LEND SMART MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2017 · Amount on File
Deed Sale	Aug 4, 2017 · Amount on File
Prior Sale	Sep 17, 2003 · Amount on File
Deed Document Number	20170573739
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15849 N 20TH ST, PHOENIX, AZ 85022-3403
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15849 N 20TH ST, PHOENIX, AZ 85022-3403

Mortgage

Document Number	0000072728
Date	Feb 9, 2026
Instrument	20260072728

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15849 N 20TH ST, PHOENIX, AZ 85022-3403
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15849 N 20TH ST, PHOENIX, AZ 85022-3403

Mortgage

Document Number	0000065948
Date	Jan 24, 2022
Instrument	20220065948

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15849 N 20TH ST, PHOENIX, AZ 85022-3403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000387643
Date	May 6, 2020
Instrument	20200387643

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 4, 2017
Property Address	15849 N 20TH ST, PHOENIX, AZ 85022-3403
Document Number	0000573739
Map Reference	MB 179 PG 12
Instrument Date	Aug 2, 2017
Instrument	2017-0573739
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31211 N 64TH ST, 31211, CAVE CREEK, AZ 85331-6143

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15849 N 20TH ST, PHOENIX, AZ 85022-3403

Mortgage

Document Number	0000573740
Date	Aug 4, 2017
Instrument	2017-0573740

Lender

Name	LEND SMART MORTGAGE LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 15849 N 20th St was $922.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,620	$266,200 Land $53,200 Building $213,000
2025	$922.00
2024		$27,400	$274,000 Land $54,800 Building $219,200
2023	$877.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15849 N 20th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 15849 N 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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