15843 Loreto St, Roseville, MI 48066 Property Records

Macomb County property record for 15843 Loreto St, Roseville, MI 48066

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 932 sqft · built 1965
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Oct 2021)
Tax Bill	$5,203 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-14-07-178-040`

Property Details

APN / Parcel Number

Primary APN	`08-14-07-178-040`
Alternative APN	`1407178040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	932 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15843 LORETO ST
City	ROSEVILLE
State	MI
Zip	48066-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LORETO SUB LOT 15
Legal Subdivision	LORETO SUB
Legal Lot Number	15
Jurisdiction	MACOMB MI
Township / Civil Division	ROSEVILLE
Census Block Group	2
Census Block	2005
Census Tract	255400

Owner

15843 Loreto St is owned and occupied by an individual who bought it in October 2021.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	15843 LORETO ST, ROSEVILLE, MI 48066-1420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Prior Sale	Mar 3, 2009 · Amount on File
Deed Document Number	20212262796
Deed Book / Page	28155 / 303
Prior Transfer Date	Dec 18, 2008
Prior Transfer Doc	0000011651
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	15843 LORETO ST, ROSEVILLE, MI 48066-1420
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28548 COLE ST, ROSEVILLE, MI 48066-2356

Mortgage

Document Number	2102249833
Date	Oct 8, 2021
Book Page	28077/485
Instrument	202102249833

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 29, 2021
Property Address	15843 LORETO ST, ROSEVILLE, MI 48066-1420
Document Number	2102262796
Book / Page	28155 / 303
Map Reference	LB 45 PG 47
Instrument Date	Sep 15, 2021
Instrument	202102262796
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Amount	Amount on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15843 LORETO ST, 15843, ROSEVILLE, MI 48066-1420

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	15843 LORETO ST, ROSEVILLE, MI 48066-1420

Tax Assessment & Valuation

The 2025 property tax bill for 15843 Loreto St was $5,203 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Roseville City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,900 (+4.09%)	$213,800 (+4.09%)
2025	$5,203.00 Homeowner's exemption	$102,700	$205,400
2023		$79,000	$158,000
2022	$3,982.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15843 Loreto St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 15843 Loreto St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEVILLE serves 47,299 people · EPA ID MI0005820
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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