15841 Broadcreek Dr, Clear Spring, MD 21722 Property Records

Washington County property record for 15841 Broadcreek Dr, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,363 sqft · built 1997
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$228,500 (Dec 2003)
Tax Bill	$3,154 (2026)
Deeds & Mortgages	Feb 2021 Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-028265`

Property Details

APN / Parcel Number

Primary APN	`13-028265`
Alternative APN	`028265`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,363 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	235 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	028265
Street Address	15841 BROADCREEK DR
City	CLEAR SPRING
State	MD
Zip	21722-1570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A(R)
Legal Description	LOT 8 1.14 ACRES 15841 BROAD CREEK DR
Legal Subdivision	BROAD CREEK
Legal Lot Number	8
Jurisdiction	WASHINGTON MD
Township / Civil Division	23, WILSONS
Census Block Group	1
Census Block	1017
Census Tract	11700

Owner

15841 Broadcreek Dr is owned and occupied by an individual who acquired it in April 2026.

Source: Washington County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	15841 BROADCREEK DR, CLEAR SPRING, MD 21722-1570
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 4, 2026	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORPORATION
Jun 15, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2003 · Amount on File
Deed Sale	Dec 17, 2003 · Amount on File
Prior Sale	Feb 3, 1997 · Amount on File
Deed Document Number	200329694
Deed Book / Page	2212 / 504
Last Transfer Date	Apr 24, 2026
Transfer Doc	7916000194
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	15841 BROADCREEK DR, CLEAR SPRING, MD 21722-1570
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065270257
Date	Feb 24, 2021
Book Page	6527/257

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Jan 1, 2046

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 4, 2026
Property Address	15841 BROADCREEK DR, CLEAR SPRING, MD 21722-1570
Document Number	7916000194
Book / Page	7916 / 194
Instrument Date	Apr 24, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	15841 BROADCREEK DR, CLEAR SPRING, MD 21722-1570

Mortgage

Document Number	7916000200,
Date	May 4, 2026
Book Page	7916/200

Lender

Name	FIRST HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	15841 BROADCREEK DR, CLEAR SPRING, MD 21722-1570
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062760449
Date	Jun 15, 2020
Book Page	6276/449

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	306 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 15841 Broadcreek Dr was $3,154 with a homeowner's exemption, up 4.7% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,154.00 (+4.75%) Homeowner's exemption	$322,733 (+3.77%)	$346,200 (+11.32%) Land $81,400 Building $264,800
2025	$3,011.00 (+5.24%) Homeowner's exemption	$311,000 Land $81,400 Building $229,600	$311,000 Land $81,400 Building $229,600
2024	$2,861.00 (+7.15%)
2023	$2,670.00 Homeowner's exemption	$266,000	$311,000 Land $81,400 Building $229,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15841 Broadcreek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15841 Broadcreek Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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