1584 Union St, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1584 Union St, Schenectady, NY 12309

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details1,896 sqft · built 1984
Lot Size0.3 acres (13,048 sqft)
OwnerCompany Name on Record
Last Sale$285,000 (Jan 2023)
Tax Bill$7,415 (2026)
Deeds & MortgagesJan 2023 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN421500 50.30-2-8

Property Details

APN / Parcel Number

Primary APN421500 50.30-2-8
Alternative APN
  • 150005003000020080000000

Interior

Stories2 Stories
Building Area1,896 sqft Gross Area
Basement Area872 sqft
Unfinished Basement872 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area13,048 sqft (0.3 acres)
Lot Dimensions163 ft deep x 80 ft wide
Garage TypeMixed
Garage Area1,134 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area152 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1584 UNION ST
CitySCHENECTADY
StateNY
Zip12309-6120
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code03 - MULTI
Legal DescriptionAND 5 2 BR AND STU AND GAR
Legal Block2
Legal Lot Number8.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1004
Census Tract20600

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1114 RUFFNER RD, SCHENECTADY, NY 12309-4613
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2023 · Amount on Record
Deed SaleJan 11, 2023 · Amount on Record
Prior SaleJun 28, 2002 · Amount on Record
Deed Document Number20231851
Deed Book / Page2100 / 630
Prior Transfer DateJun 21, 2011
Prior Transfer Doc0000025364
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 11, 2023
Property Address1584 UNION ST, SCHENECTADY, NY 12309-6120
Document Number0000001851
Book / Page2100 / 630
Instrument DateDec 16, 2022
Instrument202301851
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,140.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2045 LEXINGTON PKWY, NISKAYUNA, NY 12309-4228

Transferred To (Grantee/Buyer)

NameVerified Name
Address1114 RUFFNER RD, NISKAYUNA, NY 12309-4613

Mortgage

Document Number0000001852
DateJan 11, 2023
Book Page5282/747
Instrument202301852
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,415.00 (+1.06%)
2025$7,337.00 (+9.21%)$137,600 (-) Land $29,000 Building $108,600$227,852 (+30.82%) Land $48,021 Building $179,831
2023$137,600 (-) Land $29,000 Building $108,600$174,177 (+3.8%) Land $36,709 Building $137,468
2022$137,600 Land $29,000 Building $108,600$167,805 Land $35,366 Building $132,439
2021$6,718.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Union St

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