San Diego County property record for 1584 Loch Ness Dr, Fallbrook, CA 92028 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 3,612 sqft Living Area |
| Lot Size | 27,007 sqft (0.62 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $650,000 (2015) |
| Tax Bill | $6,532.00 (2025) |
| Primary APN | 106-580-05-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,612 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 27,007 sqft (0.62 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1584 LOCH NESS DR |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-5430 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 202 TR 014861 |
| Legal Subdivision | FALLBROOK 4713-6 |
| Legal Tract | 014861 |
| Legal Block | 3 |
| Legal Lot Number | 202 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | FALLBROOK |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 18906 |
Source: San Diego County records · APN 106-580-05-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1584 LOCH NESS DR, FALLBROOK, CA 92028-5430 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION |
| Feb 28, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 04, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Jul 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 23, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| May 22, 2018 | Quit Claim Deed, Transfer · Veterans Administration Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2015 · Amount on Record |
| Deed Sale | May 26, 2015 · Amount on Record |
| Prior Sale | Mar 17, 2010 · Amount on Record |
| Deed Doc Number | 2015265320 |
| Prior Transfer Date | Aug 20, 2010 |
| Prior Transfer Doc | 0000433832 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 20, 2026 |
| Property Address | 1584 LOCH NESS DR, FALLBROOK, CA 92028-5430 |
| Document Number | 0000144870 |
| Instrument Date | May 12, 2026 |
| Instrument | 2026144870 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NORWEST TITLE, NORTHWEST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1584 LOCH NESS DR, FALLBROOK, CA 92028-5430 |
| Document Number | 0000144870, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 2026144870 |
| Name | SCHOOLSFIRST FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1584 LOCH NESS DR, FALLBROOK, CA 92028-5430 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000071400 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 2019-0071400 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1584 LOCH NESS DR, FALLBROOK, CA 92028-5430 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000502480 |
|---|---|
| Date | Nov 04, 2019 |
| Instrument | 2019-0502480 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1584 LOCH NESS DR, FALLBROOK, CA 92028-5430 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000393652 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 2020-0393652 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1584 LOCH NESS DR, FALLBROOK, CA 92028-5430 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1584 LOCH NESS DR, FALLBROOK, CA 92028-5430 |
| Document Number | 0000317257 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021-0317257 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Apr 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 22, 2018 |
| Property Address | 1584 LOCH NESS DR, FALLBROOK, CA 92028-5430 |
| Document Number | 0000205162 |
| Instrument Date | May 15, 2018 |
| Instrument | 205162 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1584 LOCH NESS DR FALLBROOK CA 920285430, FALLBROOK, CA 92028-5430 |
| Document Number | 205163 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 205163 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $796,815 (+2%) Land $223,103 Building $573,712 | |
| 2025 | $6,532.00 (+4.23%) Veteran's exemption | $781,192 (+4.04%) Land $218,729 Building $562,463 |
| 2023 | $6,267.00 (-1.4%) | $750,860 Land $210,237 Building $540,623 |
| 2022 | $6,356.00 |
1584 Loch Ness Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 37th percentile of exposed land nationally · 22nd in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,961 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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