1584 7th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1584 7th St, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1963
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Jul 2005)
Tax Bill	$9,791 (2025)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-362-015`

Property Details

APN / Parcel Number

Primary APN	`038-362-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Wood
Lot Area	6,250 sqft (0.144 acres)
Terrain	Above Road/Slope
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	1584 7TH ST
City	LOS OSOS
State	CA
Zip	93402-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TN EL MORO BL 93 LTS 28 & 29
Legal Subdivision	EL MORO
Legal Block	93
Legal Lot Number	28,29
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3001
Census Tract	10701

Owner

1584 7th St is owned and occupied by an individual who bought it in July 2005.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1584 7TH ST, LOS OSOS, CA 93402-1620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2005 · Amount on File
Deed Sale	Jul 22, 2005 · Amount on File
Prior Sale	Feb 23, 1995 · Amount on File
Deed Document Number	200560059
Prior Transfer Date	Mar 4, 1997
Prior Transfer Doc	0000017235
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 23, 2022
Property Address	1584 7TH ST, LOS OSOS, CA 93402-1620
Document Number	0000049157
Map Reference	MB A PG 80
Instrument Date	Dec 13, 2022
Instrument	2022049157
Transaction Type	Transfer
Record Updated	Jan 3, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1584 7TH ST, LOS OSOS, CA 93402-1620

Mortgage

Document Number	0000049158
Date	Dec 23, 2022
Instrument	2022049158

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1584 7th St was $9,791, up 0.1% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$606,330 (+2%) Land $278,771 Building $327,559
2025	$9,791.00 (+0.06%)	$594,442 Land $273,305 Building $321,137
2024	$9,785.00 (+8.34%)
2023	$9,032.00 (+3.91%)	$571,362 Land $262,694 Building $308,668
2022	$8,692.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1584 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1584 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.