15839 E Channel Ln, Momence, IL 60954 Property Records

Kankakee County property record for 15839 E Channel Ln, Momence, IL 60954

Property Summary

Property Type	Single Family Home
Lot Size	0.181 acres (7,905 sqft)
Owner	2 Individual Names on File
Last Sale	$98,000 (May 2021)
Tax Bill	$2,859 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`05-11-23-206-022`

Property Details

APN / Parcel Number

Primary APN	`05-11-23-206-022`

Exterior

Lot Area	7,905 sqft (0.181 acres)

Location & Zoning

Street Address	15839 E CHANNEL LN
City	MOMENCE
State	IL
Zip	60954-3770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	SHADOW LAWN SUB 9 3/10FT LOT 3 & ALL LOT 4 23-31-14E
Legal Subdivision	SHADOW LAWN SUB
Legal Lot Number	3,4,ALL
Jurisdiction	KANKAKEE IL
Township / Civil Division	MOMENCE
Census Block Group	4
Census Block	4043
Census Tract	10900

Owner

Source: Kankakee County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15839 E CHANNEL LN, MOMENCE, IL 60954-3770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed, Transfer · Conventional Mortgage LOAN CABIN INC
Jul 28, 2017	Deed, Transfer HOMESTAR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2021 · Amount on File
Deed Sale	May 4, 2021 · Amount on File
Prior Sale	Jul 28, 2017 · Amount on File
Deed Document Number	20216122
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANKAKEE IL
Recording Date	May 4, 2021
Property Address	15839 E CHANNEL LN, MOMENCE, IL 60954-3770
Document Number	202106122
Map Reference	BKF PG83
Instrument Date	Apr 12, 2021
Instrument	202106122
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2449 N MAJOR AVE, 2449, CHICAGO, IL 60639-2308

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15839 E CHANNEL LN, MOMENCE, IL 60954-3770

Mortgage

Document Number	0202106123
Date	May 4, 2021
Instrument	202106123

Lender

Name	LOAN CABIN INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KANKAKEE IL
Recording Date	Jul 28, 2017
Property Address	15839 E CHANNEL LN, MOMENCE, IL 60954-3770
Document Number	0201708302
Map Reference	BKF PG89
Instrument Date	Jul 27, 2017
Instrument	201708302
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	HOMESTAR TITLE

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 N KILDARE AVE, CHICAGO, IL 60639-4808

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Momence Township
Unified School District	Momence Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,859.00 (+2.47%)	$43,231 (+26.34%) Land $4,984 Building $38,247	$129,693 (+26.34%) Land $14,952 Building $114,741
2024	$2,790.00 (+16.35%)
2023		$34,218 Land $3,940 Building $30,278	$102,654 Land $11,820 Building $90,834
2022	$2,398.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	88 (1979–2018)
Claims Outside the SFHA	4 of 88
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Channel Ln

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