1583 Cedar Top Rd, Reading, PA 19607 Property Records

Berks County property record for 1583 Cedar Top Rd, Reading, PA 19607

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,506 sqft · built 1971
Lot Size0.87 acres (37,897 sqft)
OwnerIndividual Name on File
Tax Bill$3,434 (2026)
Deeds & MortgagesNov 2021 Line of Credit
Sep 2020 Transfer
Flood ZoneZone X (minimal risk)
APN4395-20-82-5438

Property Details

APN / Parcel Number

Primary APN4395-20-82-5438
Alternative APNs
  • 39-4395-20-82-5438
  • 39038380
  • 038380

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,506 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area37,897 sqft (0.87 acres)
View / LotNeighborhood
Garage TypeAttached
Deck AreaDeck Area
Shed1 Shed
Shed Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number39038380
Street Address1583 CEDAR TOP RD
CityREADING
StatePA
Zip19607-9321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCUMRU
Legal Block82
Legal Lot Number4
JurisdictionBERKS PA
Township / Civil DivisionCUMRU
Census Block Group3
Census Block3001
Census Tract11601

Owner

1583 Cedar Top Rd is owned and occupied by an individual who acquired it in September 2020.

Source: Berks County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1583 CEDAR TOP RD, READING, PA 19607-9321
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Sep 24, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 23, 2020
Transfer Doc0000034527
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address1583 CEDAR TOP RD, READING, PA 19607-9321
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1583 CEDAR TOP RD, READING, PA 19607-9321

Mortgage

Document Number0000057070
DateNov 16, 2021
Instrument2021057070
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueOct 20, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERKS PA
Recording DateSep 24, 2020
Property Address1583 CEDAR TOP RD, READING, PA 19607-9321
Document Number0000034527
Instrument DateSep 23, 2020
Instrument34527
Transaction TypeTransfer
Record UpdatedOct 7, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1583 CEDAR TOP RD READING PA 196079321, READING, PA 19607-9321

Tax Assessment & Valuation

The 2026 property tax bill for 1583 Cedar Top Rd was $3,434 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionCumru Township
Unified School DistrictGovernor Mifflin School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,434.00 Homeowner's exemption$172,900 Land $42,700 Building $130,200$42,700 Land $42,700
2024$2,750.00$172,900 Land $42,700 Building $130,200
1994$172,900 Land $42,700 Building $130,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1583 Cedar Top Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1982–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1583 Cedar Top Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Top Rd

Nearby Streets

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