Allegan County property record for 1583 19th St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,890 sqft · built 1996 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $44,000 (Apr 2010) |
| Tax Bill | $1,183 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-028-005-00 |
| Primary APN | 23-028-005-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,890 sqft |
| Basement Area | 1,890 sqft |
| Unfinished Basement | 1,890 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 139,392 sqft (3.2 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1583 19TH ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 AG |
| Legal Description | COM AT NW COR (INT OF CTR LINES OF HWY M}118 & 19TH ST) OF NE 1/4 SEC 28 TH SLY ALG 19TH ST 820 FT TH FOLL CNTY DRAINAGE DITCH AT A NELY ANG TO CTR LIN HWY M}118 TH WLY 475 FT TO POB SUBJECT TO ALL EASEMENTS, CONDITIONS, RESTRICTIONS & LIMITATIONS OF |
| Legal Range | 12W |
| Legal Township | 02N |
| Legal Section | 28 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | WATSON |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 31300 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1583 19TH ST, OTSEGO, MI 49078-9727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2010 · Amount on Record |
| Deed Sale | Apr 28, 2010 · Amount on Record |
| Prior Sale | Mar 9, 2009 · Amount on Record |
| Deed Book / Page | 3415 / 49 |
| Last Transfer Date | Feb 12, 2014 |
| Transfer Doc | 3817/987 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 1583 19TH ST, OTSEGO, MI 49078-9727 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Title Company | ATTORNEYS TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 004791/462 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 4791/462 |
| Instrument | 2022016500 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 5, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Watson Township |
| Unified School District | Martin Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,900 (+3.95%) Land $20,400 Building $79,500 | $199,800 (+3.95%) Land $40,800 Building $159,000 | |
| 2025 | $1,183.00 (+2.16%) Homeowner's exemption | $96,100 (+32.92%) Land $20,400 Building $75,700 | $192,200 (+32.92%) Land $40,800 Building $151,400 |
| 2024 | $1,158.00 (+13.53%) | ||
| 2023 | $72,300 Land $14,700 Building $57,600 | $144,600 Land $29,400 Building $115,200 | |
| 2022 | $1,020.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
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