15822 Davis Cup Ln, Ramona, CA 92065 Property Records

San Diego County property record for 15822 Davis Cup Ln, Ramona, CA 92065

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,292 sqft · built 1978
Lot Size11.7 acres (512,002 sqft)
OwnerIndividual Name on File
Last Sale$244,000 (Nov 2017)
Tax Bill$3,896 (2025)
Deeds & MortgagesDec 2020 Mortgage
Nov 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN288-650-04-38

Property Details

APN / Parcel Number

Primary APN288-650-04-38

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,292 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleCondo/Apartment
Lot Area512,002 sqft

Location & Zoning

Street Address15822 DAVIS CUP LN
CityRAMONA
StateCA
Zip92065-4939
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRV
Legal DescriptionLOT 1 US 38PER DOC77-142021&UND INT IN TR 008538
Legal SubdivisionSAN VICENTE COUNTRY VILLAS I
Legal Tract008538
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1011
Census Tract20811

Owner

15822 Davis Cup Ln, a condominium, is owned and occupied by an individual who bought it in November 2017.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address15822 DAVIS CUP LN, RAMONA, CA 92065-4939
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
MOUNTAIN WEST FINANCIAL INC
Nov 8, 2017Grant Deed, Transfer · VA Mortgage
MOUNTAIN WEST FINANCIAL INC
Nov 8, 2017Quit Claim Deed
LAWYERS TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2017 · Amount on File
Deed SaleNov 8, 2017 · Amount on File
Deed Document Number2017523194
Prior Transfer DateSep 29, 2017
Prior Transfer Doc0000523193
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15822 DAVIS CUP LN, RAMONA, CA 92065-4939
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15822 DAVIS CUP LN, RAMONA, CA 92065-4939

Mortgage

Document Number0000832514
DateDec 23, 2020
Instrument2020-0832514
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
AddressREDLANDS, CA 92374
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJan 1, 2041

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 8, 2017
Property Address15822 DAVIS CUP LN, RAMONA, CA 92065-4939
Document Number0000523194
Map ReferenceMAP8538
Instrument DateSep 29, 2017
Instrument2017-0523194
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15822 DAVIS CUP LN, RAMONA, CA 92065-4939

Mortgage

Document Number0000523195
DateNov 8, 2017
Instrument2017-0523195
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

November 2017: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 8, 2017
Property Address15822 DAVIS CUP LN, RAMONA, CA 92065-4939
Document Number0000523193
Instrument DateSep 29, 2017
Instrument523193
Record UpdatedNov 14, 2017
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address15822 DAVIS CUP LN RAMONA CA 920654939, RAMONA, CA 92065-4939

Tax Assessment & Valuation

The 2025 property tax bill for 15822 Davis Cup Ln was $3,896 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$283,175 (+2%) Land $94,379 Building $188,796
2025$3,896.00 Homeowner's exemption$277,624 Land $92,529 Building $185,095
2023$3,577.00 (-4.1%) Homeowner's exemption$266,845 Land $88,937 Building $177,908
2022$3,730.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15822 Davis Cup Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2010–2015)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15822 Davis Cup Ln is very high, ranking above 93% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 93% of the US · above 78% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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