15821 Cameron Rd, Kearney, MO 64060 Property Records

Clay County property record for 15821 Cameron Rd, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,040 sqft · built 1966
Lot Size	9.7 acres (422,532 sqft)
Owner	2 Individual Names on File
Last Sale	$713,877 (Aug 2024)
Tax Bill	$4,146 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-702-00-01-003.00`

Property Details

APN / Parcel Number

Primary APN	`08-702-00-01-003.00`
Alternative APNs	`0870200010030001` `8702000100300` `280415`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
Gross Area	3,792 sqft
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	422,532 sqft
Lot Dimensions	1,286 ft deep x 330 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	15821 CAMERON RD
City	KEARNEY
State	MO
Zip	64060-9265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MUSGRAVE ACRES UNRECORDED LT C N330 OF S660 NW1/4 NE1/4
Legal Range	30W
Legal Township	53N
Legal Section	29
Legal Subdivision	MUSGRAVE ACRES
Legal Lot Number	C
Jurisdiction	CLAY MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1003
Census Tract	21806

Owner

15821 Cameron Rd is owned and occupied by two individuals who bought it in August 2024.

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15821 CAMERON RD, KEARNEY, MO 64060-9265
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORPORATION
Jun 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Oct 16, 2018	Deed of Trust, Mortgage · Line of Credit PLATTE VLY BK/MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2024 · Amount on File
Deed Sale	Aug 6, 2024 · Amount on File
Prior Sale	Jun 1, 2022
Deed Document Number	202417505
Deed Book / Page	9782 / 76
Prior Transfer Date	Jan 30, 2020
Prior Transfer Doc	0000003256
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Recording Date	May 18, 2026
Property Address	15821 CAMERON RD, KEARNEY, MO 64060-9265
Document Number	0000013078
Book / Page	10168 / 140
Instrument Date	May 11, 2026
Instrument	202613078
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15821 CAMERON RD, KEARNEY, MO 64060-9265

Mortgage

Document Number	0000013078,
Date	May 18, 2026
Book Page	10168/140
Instrument	202613078

Lender

Name	AMERICAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	15821 CAMERON RD, KEARNEY, MO 64060-9265
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 BOB WHITE LN, LIBERTY, MO 64068-7427

Mortgage

Document Number	0000018326
Date	Jun 2, 2022
Book Page	9379/1
Instrument	2022018326

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	15821 CAMERON RD, KEARNEY, MO 64060-9265
Document Number	0000034287
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16719 RAGSDALE RD KEARNEY MO 640609351, KEARNEY, MO 64060-9351

Mortgage

Document Number	0000034287
Date	Oct 19, 2018
Book Page	008303/000086
Instrument	34287

Lender

Name	PLATTE VLY BK/MO
Type	Bank
Address	PLATTE CITY, MO 64079

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 15821 Cameron Rd was $4,146.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Excelsior Springs 40 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,146.00	$60,530	$318,579
2023	$2,943.00	$42,600	$224,210
2019	$2,288.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15821 Cameron Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15821 Cameron Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 8 serves 2,243 people · EPA ID MO1024149
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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