1582 Pine Valley Rd, Saint Germain, WI 54558 Property Records

Vilas County property record for 1582 Pine Valley Rd, Saint Germain, WI 54558

Property Summary

Property Type	Condominium
Owner	Individual Name on Record
Last Sale	$120,400 (Mar 2008)
Tax Bill	$1,230 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-1301-04`

Property Details

APN / Parcel Number

Primary APN	`24-1301-04`
Alternative APN	`1 CP 3`

Exterior

Architectural Style	Condo/Apartment

Location & Zoning

Street Address	1582 PINE VALLEY RD
City	SAINT GERMAIN
State	WI
Zip	54558
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 3 & 12.5% INT COMMON ELEMENTS PINE VALLEY CONDO
Legal Range	08E
Legal Township	40N
Legal Section	26
Legal Subdivision	PINE VALLEY CONDO
Legal Lot Number	3
Legal Unit	3
Jurisdiction	VILAS WI
Township / Civil Division	ST. GERMAIN
Census Block Group	2
Census Block	2005
Census Tract	950501

Owner

Source: Vilas County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24W580 MALLARD CT, NAPERVILLE, IL 60540-3737
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage CROSSBRIDGE COMMUNITY BANK
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOMAHAWK COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2008 · Amount on Record
Deed Sale	Mar 3, 2008 · Amount on Record
Deed Document Number	2008464095
Deed Book / Page	1549 / 358
Prior Transfer Date	Feb 22, 2008
Prior Transfer Doc	01549/0358
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	1582 PINE VALLEY RD # 3, 3, SAINT GERMAIN, WI 54558-8000
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24W580 MALLARD CT, NAPERVILLE, IL 60540-3737

Mortgage

Document Number	0000599039
Date	Jan 12, 2023
Instrument	599039

Lender

Name	CROSSBRIDGE COMMUNITY BANK
Type	Bank
Address	TOMAHAWK, WI 54487

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.74%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	4.74%
Max Rate At Change	6.74%
Index	Prime Rate
Margin	2
Max Rate	10.7%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	1582 PINE VALLEY RD # 3, 3, SAINT GERMAIN, WI 54558-8000
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000566158
Date	Oct 29, 2019
Instrument	566158

Lender

Name	TOMAHAWK COMMUNITY BANK
Type	Bank
Address	TOMAHAWK, WI 54487

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	Other
Margin	1
Max Rate	9.5%

Tax Assessment & Valuation

Source: Vilas County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vilas County
County Subdivision	St. Germain Town
Unified School District	Northland Pines School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,230.00 (+5.58%)	$135,500 (-) Land $100,000 Building $35,500
2023	$1,165.00	$135,500 Land $100,000 Building $35,500
2022			$161,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

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