1582 Mack Thomas Rd, Elizabethtown, KY 42701 Property Records

Hardin County property record for 1582 Mack Thomas Rd, Elizabethtown, KY 42701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 1999
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Apr 2025)
Tax Bill	$2,018 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`266-00-00-013.02`

Property Details

APN / Parcel Number

Primary APN	`266-00-00-013.02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,652 sqft Living Area
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	130,680 sqft (3 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	900 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1582 MACK THOMAS RD
City	ELIZABETHTOWN
State	KY
Zip	42701-5660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KERR SUBD LT 1
Legal Subdivision	KERR SUBD
Legal Lot Number	1
Jurisdiction	HARDIN KY
Township / Civil Division	ELIZABETHTOWN
Census Block Group	1
Census Block	1010
Census Tract	1004

Owner

1582 Mack Thomas Rd is owned and occupied by two individuals who bought it in April 2025.

Source: Hardin County records, as of January 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1582 MACK THOMAS RD, ELIZABETHTOWN, KY 42701-5660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2025 · Amount on File
Deed Sale	Apr 14, 2025 · Amount on File
Deed Book / Page	1582 / 631
Record Updated	Jun 8, 2026

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Apr 14, 2025
Property Address	1582 MACK THOMAS RD, ELIZABETHTOWN, KY 42701-5660
Document Number	001582/631
Book / Page	1582 / 631
Map Reference	CAB 1 SH 2356
Instrument Date	Apr 14, 2025
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2882 FORD HWY, ELIZABETHTOWN, KY 42701-7618

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1582 MACK THOMAS RD, ELIZABETHTOWN, KY 42701-5660
Investor	Possibly a Property Investor

Mortgage

Document Number	0002559187
Date	Apr 14, 2025
Instrument	2559/187

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1582 Mack Thomas Rd was $2,018.

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,018.00	$210,700 Land $26,000 Building $184,700	$210,700 Land $26,000 Building $184,700
2023		$210,700 Land $26,000 Building $184,700	$210,700 Land $26,000 Building $184,700
2021	$1,717.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1582 Mack Thomas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1582 Mack Thomas Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Telecast Communications Fixed Wireless	100 / 30