1582 E Ridgefield Dr, Hernando, FL 34442 Property Records

Citrus County property record for 1582 E Ridgefield Dr, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,300 sqft · built 1996
Lot Size	1.02 acres (44,550 sqft)
Owner	Individual Name on Record
Last Sale	$419,000 (Sep 2021)
Tax Bill	$4,056 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-17-0010-000I0-0140`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-17-0010-000I0-0140`
Alternative APNs	`1718S19E0010000I00140` `2361409`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,300 sqft Living Area
Gross Area	3,194 sqft
1st Floor Area	2,300 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Exterior Material	Frame/Wood Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	44,550 sqft (1.02 acres)
Garage Type	Attached
Garage Area	825 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Pool Area	504 sqft
Porch	Finished/Screened Porch
Porch Area	399 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2361409
Street Address	1582 E RIDGEFIELD DR
City	HERNANDO
State	FL
Zip	34442-4560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	FAIRVIEW ESTATES PB 12 PG 49 LOT 14 BLK I
Legal Range	19E
Legal Township	18S
Legal Section	08
Legal Subdivision	FAIRVIEW ESTATES
Legal Block	I
Legal Lot Number	14
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2003
Census Tract	450104

Owner

Source: Citrus County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1582 E RIDGEFIELD DR, HERNANDO, FL 34442-4560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	Dec 1, 1994 · Amount on Record
Deed Document Number	202163645
Deed Book / Page	3205 / 1354
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 15, 2021
Property Address	1582 E RIDGEFIELD DR, HERNANDO, FL 34442-4560
Document Number	0032051354
Book / Page	3205 / 1354
Map Reference	MB 12 PG 49-60
Instrument Date	Aug 20, 2021
Instrument	2021063645
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	COMPASS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,933.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1582 E RIDGEFIELD DR, 1582, HERNANDO, FL 34442-4560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1582 E RIDGEFIELD DR, HERNANDO, FL 34442-4560

Mortgage

Document Number	32051356
Date	Sep 15, 2021
Instrument	3205/1356

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,056.00 (+4.21%) Homeowner's exemption	$297,974 (-24.31%)	$395,795 (+0.54%) Land $33,500 Building $362,295
2024	$3,892.00 (+2.34%) Homeowner's exemption Additional exemption filed	$393,686 (+0.21%) Land $33,500 Building $360,186	$393,686 (+0.21%) Land $33,500 Building $360,186
2023	$3,803.00 (+6.83%) Homeowner's exemption Additional exemption filed	$392,859 (+11.08%) Land $31,500 Building $361,359	$392,859 (+11.08%) Land $31,500 Building $361,359
2022	$3,560.00 Homeowner's exemption Additional exemption filed	$353,670 Land $21,500 Building $332,170	$353,670 Land $21,500 Building $332,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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