1582 4th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1582 4th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,910 sqft · built 1984
Lot Size0.215 acres (9,375 sqft)
Owner2 Individual Names on File
Last Sale$697,000 (Oct 2008)
Tax Bill$14,369 (2025)
Deeds & MortgagesMay 2020 Mortgage
Oct 2018 Transfer
Flood ZoneZone X (minimal risk)
APN038-351-010

Property Details

APN / Parcel Number

Primary APN038-351-010

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,910 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeWood
Lot Area9,375 sqft (0.215 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1582 4TH ST
CityLOS OSOS
StateCA
Zip93402-1608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionPM 20/65 PARS 1 2
Legal Block3
Legal Lot Number28
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3004
Census Tract10701

Owner

1582 4th St is owned and occupied by two individuals who acquired it in May 2020.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address1582 4TH ST, LOS OSOS, CA 93402-1608
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2020Quit Claim Deed, Transfer
CENTRAL COAST LNDG
Oct 15, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 2008 · Amount on File
Deed SaleOct 10, 2008 · Amount on File
Prior SaleJul 29, 2003 · Amount on File
Deed Document Number200850742
Last Transfer DateMay 12, 2020
Transfer Doc0000024057
Record UpdatedOct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 18, 2020
Property Address1582 4TH ST, LOS OSOS, CA 93402-1608
Document Number0000024057
Instrument DateMay 12, 2020
Instrument24057
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1582 4TH ST LOS OSOS CA 934021608, LOS OSOS, CA 93402-1608

Mortgage

Document Number24058
DateMay 18, 2020
Instrument24058
Lender
NameCENTRAL COAST LNDG
AddressMORRO BAY, CA 93442
Agreement
AmountAmount on Record
Term360 Months
DueMay 17, 2050

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 15, 2018
Property Address1582 4TH ST, LOS OSOS, CA 93402-1608
Document Number0000043259
Instrument DateSep 16, 2018
Instrument43259
Transaction TypeTransfer
Record UpdatedOct 24, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address30 KEYSTONE AVE MORGAN HILL CA 950374325, MORGAN HILL, CA 95037-4325

Tax Assessment & Valuation

The 2025 property tax bill for 1582 4th St was $14,369 with a homeowner's exemption, up 3.7% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$992,126 (+2%) Land $459,724 Building $532,402
2025$14,369.00 (+3.67%) Homeowner's exemption$972,673 Land $450,710 Building $521,963
2024$13,860.00 (+7.23%)
2023$12,926.00 (+5.19%) Homeowner's exemption$934,905 Land $433,209 Building $501,696
2022$12,288.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1582 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1582 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.

Nearby Properties on 4th St

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