15818 Forest Ln, Findlay, OH 45840 Property Records

Hancock County property record for 15818 Forest Ln, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,316 sqft · built 1997
Lot Size	0.355 acres (15,451 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Apr 2026)
Tax Bill	$3,880 (2025)
Deeds & Mortgages	Aug 2013 Line of Credit Apr 2005 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1011-151-02-012.000`

Property Details

APN / Parcel Number

Primary APN	`1011-151-02-012.000`
Alternative APN	`330001013144`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,316 sqft Living Area
1st Floor Area	1,172 sqft
2nd Floor Area	1,144 sqft
Basement Area	1,172 sqft
Finished Basement	654 sqft
Unfinished Basement	518 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,451 sqft (0.355 acres)
Lot Dimensions	150 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	62 sqft
Patio Area	676 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15818 FOREST LN
City	FINDLAY
State	OH
Zip	45840-8662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST LAKE LOT 12
Legal Subdivision	FOREST LAKE
Legal Lot Number	12
Jurisdiction	HANCOCK OH
Township / Civil Division	MARION
Census Block Group	4
Census Block	4018
Census Tract	200

Owner

15818 Forest Ln is owned and occupied by two individuals who bought it in April 2026.

Source: Hancock County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15818 FOREST LN, FINDLAY, OH 45840-8662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2013	Deed of Trust, Mortgage · Line of Credit ASHLAND CU
Apr 18, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KEY BANK NA
May 19, 2008	Deed of Trust, Mortgage THE COMMERCIAL SAVINGS BANK
Apr 27, 2026	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 27, 2026	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Prior Sale	May 20, 2009 · Amount on File
Deed Document Number	20262935
Deed Book / Page	2628 / 3750
Record Updated	Oct 29, 2026

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	15818 FOREST LN, FINDLAY, OH 45840-8662
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02448/1021
Date	Aug 22, 2013
Book Page	2448/1021
Instrument	201300009162

Lender

Name	ASHLAND CU
Address	ASHLAND, KY 41101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 6, 2038

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	15818 FOREST LN, FINDLAY, OH 45840-8662
Transaction Type	Mortgage
Record Updated	Jun 12, 2026
Title Company	FIRST AMERICAN EQUITY LOANS, FIRST AMERICAN EQUITY LOAN S

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02262/2072
Date	Apr 18, 2005
Book Page	2262/2072
Instrument	200500004481

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	58 Months
Due	Feb 11, 2010

Interest

Rate	6.49%

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	15818 FOREST LN, FINDLAY, OH 45840-8662
Transaction Type	Mortgage
Record Updated	Jun 12, 2026
Title Company	HANCOCK TITLE AGENCY, HANCOCK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002340/737
Date	May 19, 2008
Book Page	2340/737
Instrument	200800005331

Lender

Name	THE COMMERCIAL SAVINGS BANK
Address	UPPER SANDUSKY, OH 43351

Agreement

Amount	Amount on Record
Term	6 Months
Due	Nov 20, 2008

Interest

Rate Type	Fixed Rate

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 27, 2026
Property Address	15818 FOREST LN, FINDLAY, OH 45840-8662
Document Number	0000002935
Book / Page	2628 / 3750
Instrument Date	Apr 15, 2026
Instrument	2026.2935
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	MIDLAND TITLE, MID AM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	15818 FOREST LN, FINDLAY, OH 45840-8662

Mortgage

Document Number	0000002936,
Date	Apr 27, 2026
Instrument	2026..2936

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 27, 2026
Property Address	15818 FOREST LN, FINDLAY, OH 45840-8662
Document Number	02628/3750
Book / Page	2628 / 3750
Instrument Date	Apr 15, 2026
Instrument	20262935
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	AM TITLE, MID AM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	15818 FOREST LN, FINDLAY, OH 45840-8662
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002936,
Date	Apr 27, 2026
Instrument	20262936

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 15818 Forest Ln was $3,880 with a homeowner's exemption, down 6.2% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Marion Township
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,880.00 (-6.17%) Homeowner's exemption	$126,460 (+9%) Land $27,630 Building $98,830	$361,300 Land $78,940 Building $282,360
2024	$4,135.00 (-0.14%)	$116,020 (-) Land $25,350 Building $90,670
2023	$4,141.00 Homeowner's exemption	$116,020 Land $25,350 Building $90,670
2022			$331,470 Land $72,420 Building $259,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15818 Forest Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15818 Forest Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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