Lake County property record for 15818 Charter Oaks Trl, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,582 sqft · built 1991 |
| Lot Size | 0.254 acres (11,065 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,625 (2025) |
| Deeds & Mortgages | Sep 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-22-26-0505-000-20500 |
| Primary APN | 22-22-26-0505-000-20500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,582 sqft Living Area |
| Gross Area | 2,110 sqft |
| 1st Floor Area | 1,482 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 11,065 sqft (0.254 acres) |
| Lot Dimensions | 138 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 212 sqft |
| Utility Building | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3324064 |
|---|---|
| Street Address | 15818 CHARTER OAKS TRL |
| City | CLERMONT |
| State | FL |
| Zip | 34711-9683 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | GREATER HILLS PHASE 2 SUB LOT 205 PB 31 PGS 71-72 ORB 1862 PG 1808 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 22 |
| Legal Subdivision | GREATER HILLS PHASE 2 SUB |
| Legal Tract | 0505 |
| Legal Lot Number | 205 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 31321 |
15818 Charter Oaks Trl is owned and occupied by two individuals who acquired it in September 2026.
Source: Lake County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15818 CHARTER OAKS TRL, CLERMONT, FL 34711-9683 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2000 |
| Deed Sale | Sep 21, 2000 |
| Deed Book / Page | 1862 / 1808 |
| Last Transfer Date | Sep 22, 2026 |
| Transfer Doc | 0000116669 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 22, 2026 |
| Property Address | 15818 CHARTER OAKS TRL, CLERMONT, FL 34711-9683 |
| Document Number | 0000116669 |
| Book / Page | 6816 / 1993 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 2026116669 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 15818 CHARTER OAKS TRL, CLERMONT, FL 34711-9683 |
The 2025 property tax bill for 15818 Charter Oaks Trl was $2,625, up 3.7% from the year before.
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,990 (+2.7%) | $313,721 (-) Land $100,000 Building $213,721 | |
| 2025 | $2,625.00 (+3.71%) | $124,630 Land $100,000 Building $24,630 | $313,721 Land $100,000 Building $213,721 |
| 2024 | $2,531.00 (+12.34%) | ||
| 2023 | $2,253.00 (+15.78%) Homeowner's exemption | $117,600 (+3%) | $282,534 (+9.71%) Land $70,000 Building $212,534 |
| 2022 | $1,946.00 Homeowner's exemption | $114,180 | $257,534 Land $45,000 Building $212,534 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15818 Charter Oaks Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15818 Charter Oaks Trl is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, CenturyLink, Verizon, Xfinity.
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