Bay County property record for 15817 Front Beach Rd, Panama City Beach, FL 32413
| Property Type | Common Area (Residential) |
|---|---|
| Owner | Company Name on File |
| Deeds & Mortgages | Dec 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 33802-200-000 |
| Primary APN | 33802-200-000 |
|---|
| Street Address | 15817 FRONT BEACH RD |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32413-2534 |
| Property Category | Other |
| Property Type | Other > Common Area (Residential) |
| Legal Description | CALYPSO TOWERS I CONDO 20 3S 16W -9- MAP 29D2 ENDING RE# 33802-200-201 |
| Legal Range | 16W |
| Legal Township | 03S |
| Legal Section | 20 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 2703 |
15817 Front Beach Rd is owned by a company that acquired it in September 2022.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | FL |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2022 |
| Deed Sale | Sep 21, 2022 |
| Deed Document Number | 0004613391 |
| Prior Transfer Date | Dec 16, 2021 |
| Prior Transfer Doc | 2021095280 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 16, 2021 |
| Property Address | 15817 FRONT BEACH RD, PANAMA CITY BEACH, FL 32413-2534 |
| Document Number | 0044992379 |
| Book / Page | 4499 / 2379 |
| Map Reference | MB 2750 PG 1378 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2021095280 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15817 FRONT BEACH RD UNIT 807, 807, PANAMA CITY, FL 32413-2534 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City Beach |
| Unified School District | Bay County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $1 Land $1 | $1 Land $1 |
| 2023 | $1 Land $1 | $1 Land $1 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15817 Front Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 202 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,183 units insured incl. 1,981 condo units |
| Nearby Flood Claims | 220 (1982–2020) |
| Claims Outside the SFHA | 127 of 220 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15817 Front Beach Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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