15817 E 3rd Terrace Ct S, Independence, MO 64050 Property Records

Jackson County property record for 15817 E 3rd Terrace Ct S, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,632 sqft · built 2000
Lot Size	0.351 acres (15,305 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,000 (Aug 2025)
Tax Bill	$3,394 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-740-13-87`

Property Details

APN / Parcel Number

Primary APN	`15-740-13-87`
Alternative APNs	`15-740-13-87-00-0-00-000` `15740138700000001` `732291`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	1,632 sqft Living Area
1st Floor Area	686 sqft
Basement Area	736 sqft
Finished Basement	448 sqft
Unfinished Basement	288 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,305 sqft (0.351 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	140 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	732291
Street Address	15817 E 3RD TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64050-1972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THREE TRAILS 5TH PLAT LOT 105
Legal Subdivision	THREE TRAILS 5TH PLAT
Legal Block	1
Legal Lot Number	105
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1014
Census Tract	11410

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15817 E 3RD TERRACE CT S, INDEPENDENCE, MO 64050-1972
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage GOLDEN OAK LNDG
May 1, 2019	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	May 1, 2019
Deed Document Number	202558444
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	15817 E 3RD TERRACE CT S, INDEPENDENCE, MO 64050-1972
Document Number	0000E40464
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15817 E 3RD TERRACE CT S INDEPENDENCE MO 640501972, INDEPENDENCE, MO 64050-1972

Mortgage

Document Number	0000E40464
Date	May 19, 2020
Instrument	40464E

Lender

Name	GOLDEN OAK LNDG
Address	OVERLAND PARK, KS 66210

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 18, 2045

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 1, 2019
Property Address	15817 E 3RD TERRACE CT S, INDEPENDENCE, MO 64050-1972
Document Number	0000E31525
Instrument Date	Apr 30, 2019
Instrument	31525E
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	SECURITY FIRST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15817 E 3RD TERRACE CT S INDEPENDENCE MO 640501972, INDEPENDENCE, MO 64050-1972

Mortgage

Document Number	E32750
Date	May 1, 2019
Instrument	32750E

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,491 (-) Land $4,418 Building $43,073	$249,950 (-)
2025	$3,394.00 (+2.76%)	$47,491 (-0.39%) Land $4,418 Building $43,073	$249,950 (-0.39%)
2024	$3,303.00 (+2.36%)
2023	$3,227.00 (+21.68%)	$47,675 (+32.76%) Land $6,363 Building $41,312	$250,920 (+32.76%)
2022	$2,652.00	$35,910 Land $3,365 Building $32,545
2021			$189,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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