Jackson County property record for 15812 E 28th St Ct S, Independence, MO 64055
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,847 sqft · built 2003 |
| Lot Size | 0.266 acres (11,589 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,370 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-710-12-08 |
| Primary APN | 26-710-12-08 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,847 sqft Living Area |
| 1st Floor Area | 1,823 sqft |
| Basement Area | 1,823 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 823 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,589 sqft (0.266 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 238 sqft |
| Patio Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1520131 |
|---|---|
| Street Address | 15812 E 28TH STREET CT S |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64055-2370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DRUMM FARM VILLAS FIRST PLAT LOT 43 |
| Legal Subdivision | DRUMM FARM VILLAS FIRST PLAT |
| Legal Block | 1 |
| Legal Lot Number | 43 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 12300 |
Source: Jackson County records · APN 26-710-12-08
Assessment roll updated September 29, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15812 E 28TH STREET CT S, INDEPENDENCE, MO 64055-2370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 27, 2022 | Deed of Trust, Mortgage · Line of Credit CITY CU |
| Apr 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| May 01, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PLANET HOME LENDING LLC |
| Jul 07, 2020 | Deed of Trust, Mortgage WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 23, 2016 |
| Deed Sale | Sep 23, 2016 |
| Prior Sale | Aug 07, 2012 |
| Deed Document Number | 2016E89098 |
| Prior Transfer Date | Aug 02, 2012 |
| Prior Transfer Doc | 00E0084750 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | May 01, 2026 |
| Property Address | 15812 E 28TH STREET CT S, INDEPENDENCE, MO 64055-2370 |
| Document Number | 00E0032360 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202632360 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 15812 E 28TH STREET CT S, INDEPENDENCE, MO 64055-2370 |
| Investor | Possibly a Property Investor |
| Document Number | 0000032360, |
|---|---|
| Date | May 01, 2026 |
| Instrument | 202632360 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 15812 E 28TH STREET CT S, INDEPENDENCE, MO 64055-2370 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 15812 E 28TH STREET CT S, INDEPENDENCE, MO 64055-2370 |
| Investor | Possibly a Property Investor |
| Document Number | 00E0040386 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022E0040386 |
| Name | CITY CU |
|---|---|
| Type | Credit Union |
| Address | INDEPENDENCE, MO 64057 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 15812 E 28TH STREET CT S, INDEPENDENCE, MO 64055-2370 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00E0037331 |
|---|---|
| Date | Apr 07, 2021 |
| Instrument | 2021E0037331 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 15812 E 28TH STREET CT S, INDEPENDENCE, MO 64055-2370 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 15812 E 28TH STREET CT S, INDEPENDENCE, MO 64055-2370 |
| Document Number | 00E0030265 |
|---|---|
| Date | May 01, 2023 |
| Instrument | 2023E0030265 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 15812 E 28TH STREET CT S, INDEPENDENCE, MO 64055-2370 |
| Document Number | 0000E66238 |
| Instrument Date | Jul 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15812 E 28TH STREET CT S INDEPENDENCE MO 640552370, INDEPENDENCE, MO 64055-2370 |
| Document Number | 0000E66238 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 66238E |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467-8000 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 29, 2050 |
Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $72,542 (+15%) Land $12,329 Building $60,213 | $381,800 (+15%) | |
| 2024 | $4,370.00 (+2.34%) | ||
| 2023 | $4,270.00 (-7.52%) | $63,080 (+0.91%) Land $5,290 Building $57,790 | $332,000 (+0.91%) |
| 2022 | $4,617.00 | $62,510 Land $9,015 Building $53,495 | |
| 2021 | $329,000 |
Source: FEMA National Flood Hazard Layer as of May 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1998–2025) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Spectrum, Wisper ISP.
Based on FCC filings for 267 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDEPENDENCE PWS serves 120,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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