1581 Whyte Rd, Two Harbors, MN 55616 Property Records

Lake County property record for 1581 Whyte Rd, Two Harbors, MN 55616

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1,044 sqft · built 1997
Lot Size	40 acres (1,742,400 sqft)
Owner	Company Name on Record
Last Sale	$80,000 (Jan 2020)
Tax Bill	$694 (2026)
Deeds & Mortgages	Jul 2023 Sale Jan 2020 Sale
APN	`29-5710-08430`

Property Details

APN / Parcel Number

Primary APN	`29-5710-08430`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	1,044 sqft Gross Area
1st Floor Area	1,044 sqft
Utility Area	71 sqft
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Wood
Lot Area	1,742,400 sqft (40 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	134 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Wood

Location & Zoning

Street Address	1581 WHYTE RD
City	TWO HARBORS
State	MN
Zip	55616
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	SE 14 OF NW 14
Legal Range	10W
Legal Township	57N
Legal Section	08
Jurisdiction	LAKE MN
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1548
Census Tract	370101

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16716 59TH ST NE, ELK RIVER, MN 55330-6479
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Limited Warranty Deed, Transfer
Jan 21, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Deed Document Number	2020193367
Record Updated	Oct 29, 2026

July 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jul 31, 2023
Property Address	1581 WHYTE RD, TWO HARBORS, MN 55616
Document Number	A000202712
Instrument Date	Jun 27, 2023
Instrument	A000202712
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16716 59TH ST NE, OTSEGO, MN 55330-6479

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jan 21, 2020
Property Address	1581 WHYTE RD, TWO HARBORS, MN 55616
Document Number	A000193367
Instrument Date	Jan 9, 2020
Instrument	A000193367
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16716 59TH ST NE, OTSEGO, MN 55330-6479

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Silver Creek Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$694.00 (+6.77%)	$127,600 (+31.82%) Land $46,000 Building $81,600	$127,600 (+31.82%) Land $46,000 Building $81,600
2025	$650.00
2023		$96,800 Land $42,800 Building $54,000	$96,800 Land $42,800 Building $54,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

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