1581 W State St, Olean, NY 14760 Property Records

Cattaraugus County and Olean Town property record for 1581 W State St, Olean, NY 14760 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1920
Square Footage1,528 sqft Living Area
Lot Size66,211 sqft (1.52 acres)
GarageDetached, 320 sqft
Last Sale$96,500 (2021)
Tax Bill$2,514.00 (2025)

Property Details

APN / Parcel Number

Primary APN046600 94.020-1-77.1
Alternative APNs
  • 660009402000010770010000
  • 0112

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,528 sqft Living Area
1st Floor1,072 sqft 1st Floor
Upper Floors456 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area66,211 sqft (1.52 acres)
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area320 sqft Garage
Shed1 Shed
Porch Area368 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number0112
Street Address1581 W STATE ST
CityOLEAN
StateNY
Zip14760
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description02 01 04 S-4
Legal Block1
Legal Lot Number77.001
JurisdictionCATTARAUGUS NY
Minor Civil DivisionOLEAN
Census Blockgroup4
Census Block4000
Census Tract961200

Owner

Source: Cattaraugus County and Olean Town records · APN 046600 94.020-1-77.1

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address733 GARDEN AVE, OLEAN, NY 14760-3709
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY BANK NA
Apr 27, 2021Warranty Deed, Transfer · Stand Alone First Mortgage
NORTHWEST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 27, 2021 · Amount on Record
Deed SaleApr 27, 2021 · Amount on Record
Prior SaleSep 29, 2014 · Amount on Record
Deed Doc Number20214549
Prior Transfer DateJan 28, 2003
Prior Transfer Doc1020000416
Record RefreshedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATTARAUGUS NY
Recording DateNov 19, 2025
Property Address1581 W STATE ST, OLEAN, NY 14760
Document Number0000013348
Instrument DateOct 24, 2025
Instrument202513348
Transaction TypeTransfer
Record UpdatedMar 17, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address733 GARDEN AVE, OLEAN, NY 14760-3709

Mortgage

Document Number0000013349
DateNov 19, 2025
Instrument202513349
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATTARAUGUS NY
Recording DateApr 27, 2021
Property Address1581 W STATE ST, OLEAN, NY 14760
Document Number0000004549
Instrument DateApr 22, 2021
Instrument202104549
Transaction TypeTransfer
Record UpdatedApr 04, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address46 DERRICK RD, BRADFORD, PA 16701-3354

Mortgage

Document Number0000004550
DateApr 27, 2021
Instrument202104550
Lender
NameNORTHWEST BANK
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Cattaraugus County and Olean Town records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyCattaraugus County
County SubdivisionOlean Town
Unified School DistrictOlean City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,514.00$39,700 (-) Land $10,800 Building $28,900$79,400 (-14%) Land $21,600 Building $57,800
2024$2,514.00$39,700 (-) Land $10,800 Building $28,900$92,326 (+30.23%) Land $25,116 Building $67,210
2023$39,700 Land $10,800 Building $28,900$70,893 Land $19,286 Building $51,607

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on W State St

Nearby Streets

Search Property Records by Address or Parcel Number