Lane County property record for 1581 Umpqua Ave, Eugene, OR 97408 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,703 sqft · built 2020 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $759,000 (Jan 2021) |
| Tax Bill | $10,120 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jan 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-03-07-14-08400-000 |
| Primary APN | 17-03-07-14-08400-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,703 sqft Living Area |
| Gross Area | 3,758 sqft |
| 1st Floor Area | 1,520 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Composition/Composite |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 1,055 sqft |
| Driveway | Driveway |
| Driveway Area | 980 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1900115 |
|---|---|
| Street Address | 1581 UMPQUA AVE |
| City | EUGENE |
| State | OR |
| Zip | 97408-6007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION PLAT THE NINES LOT 77 TL 08400 |
| Legal Range | 03 |
| Legal Township | 17 |
| Legal Section | 07 |
| Legal Subdivision | THE NINES |
| Legal Lot Number | 77 |
| Jurisdiction | LANE OR |
| Township / Civil Division | EUGENE-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2201 |
Source: Lane County records · APN 17-03-07-14-08400-000
Assessment roll updated November 10, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1581 UMPQUA AVE, EUGENE, OR 97408-6007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2026 | Warranty Deed, Transfer WESTERN TITLE |
| Jan 30, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 18, 2020 | Deed of Trust, Mortgage · Line of Credit SUMMIT BANK |
| Jan 06, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 03, 2019 | Warranty Deed, Transfer · Commercial Mortgage SUMMIT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 06, 2021 · Amount on Record |
| Deed Sale | Jan 06, 2021 · Amount on Record |
| Prior Sale | Dec 03, 2019 · Amount on Record |
| Deed Document Number | 2021738 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Jul 23, 2026 |
| Property Address | 1581 UMPQUA AVE, EUGENE, OR 97408-6007 |
| Document Number | 0000024494 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 202624494 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | WESTERN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1581 UMPQUA AVE, EUGENE, OR 97408-6007 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 1581 UMPQUA AVE, EUGENE, OR 97408-6007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000002460 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | 2024-002460 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 20, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 1581 UMPQUA AVE, EUGENE, OR 97408-6007 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Title Company | CASCADE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000013506 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 2020-013506 |
| Name | SUMMIT BANK |
|---|---|
| Type | Bank |
| Address | EUGENE, OR 97401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 10, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Jan 06, 2021 |
| Property Address | 1581 UMPQUA AVE, EUGENE, OR 97408-6007 |
| Document Number | 0000000738 |
| Map Reference | DOC 2018-054950 |
| Instrument Date | Jan 05, 2021 |
| Instrument | 2021-000738 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 14, 2022 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1581 UMPQUA AVE, EUGENE, OR 97408-6007 |
| Document Number | 0000000739 |
|---|---|
| Date | Jan 06, 2021 |
| Instrument | 2021-000739 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Dec 03, 2019 |
| Property Address | 1581 UMPQUA AVE, EUGENE, OR 97408-6007 |
| Document Number | 0000055204 |
| Map Reference | DOC 2018-054950 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 2019-055204 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Title Company | CASCADE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2233 WILLAMETTE ST STE C, C, EUGENE, OR 97405-2890 |
| Document Number | 0000055205 |
|---|---|
| Date | Dec 03, 2019 |
| Instrument | 2019-055205 |
| Name | SUMMIT BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Dec 10, 2021 |
Source: Lane County records · Assessment roll updated November 10, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Eugene City |
| Unified School District | Eugene School District 4J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,120.00 (+3.91%) | $519,421 (+6.09%) | $957,163 (-0.72%) Land $403,021 Building $554,142 |
| 2023 | $9,739.00 (+4.03%) | $489,605 (+3%) | $964,090 (+6.59%) Land $284,429 Building $679,661 |
| 2022 | $9,362.00 | $475,345 | $904,521 Land $211,948 Building $692,573 |
Source: FEMA National Flood Hazard Layer, Lane County (41039C), updated August 26, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 6% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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