Island County property record for 1581 SW 9th Ave, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,412 sqft · built 1996 |
| Owner | 2 Individual Names on File |
| Last Sale | $312,000 (Sep 2018) |
| Tax Bill | $3,908 (2023) |
| Deeds & Mortgages | Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S8152-00-00020-0 |
| Primary APN | S8152-00-00020-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,412 sqft Living Area |
| Gross Area | 1,977 sqft |
| 1st Floor Area | 1,412 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Garage Type | Attached |
| Garage Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 99 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 736396 |
|---|---|
| Street Address | 1581 SW 9TH AVE |
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-7229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OH |
| Legal Description | SHANNON FOREST #1 LOT 20 |
| Legal Subdivision | SHANNON FOREST |
| Legal Lot Number | 20 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 970401 |
1581 SW 9th Ave is owned by two individuals who bought it in September 2018.
Source: Island County records, as of November 22, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1581 SW 9TH AVE, OAK HARBOR, WA 98277-7229 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2018 · Amount on File |
| Deed Sale | Sep 12, 2018 · Amount on File |
| Prior Sale | Jan 7, 2010 · Amount on File |
| Deed Document Number | 4451577 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Sep 12, 2018 |
| Property Address | 1581 SW 9TH AVE, OAK HARBOR, WA 98277-7229 |
| Document Number | 0004451577 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 4451577 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2018 |
| Title Company | CHICAGO TITLE COMPANY/WA |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,558.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1020 SE PASEK ST OAK HARBOR WA 982775429, OAK HARBOR, WA 98277-5429 |
| Document Number | 4451578 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 4451578 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 11, 2048 |
Source: Island County assessment roll, as of May 31, 2023
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Municipality | Oak Harbor City |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,908.00 | $469,127 (+7.63%) Land $190,000 Building $279,127 | $469,127 (+7.63%) Land $190,000 Building $279,127 |
| 2022 | $435,865 Land $180,000 Building $255,865 | $435,865 Land $180,000 Building $255,865 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1581 SW 9th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1581 SW 9th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OAK HARBOR serves 23,675 people · EPA ID WA5362650 |
|---|---|
| Water Source | Purchased surface water from CITY OF ANACORTES |
| Last State Inspection | Jul 2022 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Astound Broadband, Ziply Fiber.
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