1581 Sunset Crk, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 1581 Sunset Crk, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,030 sqft · built 2006
Lot Size	3.31 acres (144,184 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,938 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEB-0002527`

Property Details

APN / Parcel Number

Primary APN	`WEB-0002527`
Alternative APNs	`265489 080.02-2-41.111` `54890800200002041111`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,030 sqft Living Area
1st Floor Area	2,030 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	144,184 sqft (3.31 acres)
Lot Width	20 ft Width
Garage Type	Attached
Garage Area	730 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	WEB-0002527
Street Address	1581 SUNSET CRK
City	WEBSTER
State	NY
Zip	14580-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PHELPS & GORHAM PURCHASE
Legal Block	2
Legal Lot Number	41.111
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3009
Census Tract	11401

Owner

1581 Sunset Crk is owned and occupied by two individuals who acquired it in May 2006.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1581 SUNSET CRK, WEBSTER, NY 14580-9766
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit ESL FEDERAL CREDIT UNION
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CNB MORTGAGE CO
Jun 15, 2018	Deed of Trust, Mortgage · Line of Credit CANANDAIGUA NAT'L BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 18, 2006
Transfer Doc	0000000282
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Sep 22, 2026
Property Address	1581 SUNSET CRK, WEBSTER, NY 14580-9766
Document Number	0003467693
Book / Page	31442 / 150
Instrument Date	Aug 20, 2026
Instrument	20263467693
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 SUNSET CRK, WEBSTER, NY 14580-9766

Mortgage

Document Number	0003467693,
Date	Sep 22, 2026
Book Page	31442/150
Instrument	20263467693

Lender

Name	ESL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1581 SUNSET CRK, WEBSTER, NY 14580-9766
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	FIRST AMERICAN - ROCHESTER TITLE, FIRST AMERICAN ROCHESTER TTL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 SUNSET CRK, WEBSTER, NY 14580-9766

Mortgage

Document Number	0000000266
Date	Jul 19, 2021
Book Page	29332/266
Instrument	202107191459

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1581 SUNSET CRK, WEBSTER, NY 14580-9766
Document Number	0000000775
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 SUNSET CRK WEBSTER NY 145809766, WEBSTER, NY 14580-9766

Mortgage

Document Number	0000000775
Date	Jun 18, 2018
Book Page	027640/000477
Instrument	775

Lender

Name	CANANDAIGUA NAT'L BK&TR
Type	Bank
Address	CANANDAIGUA, NY 14424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	16.9%

Tax Assessment & Valuation

The 2026 property tax bill for 1581 Sunset Crk was $12,938 with a homeowner's exemption, up 5.1% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,938.00 (+5.11%) Homeowner's exemption
2025	$12,309.00	$277,200 Land $47,300 Building $229,900	$577,500 Land $98,542 Building $478,958
2023		$277,200 (-) Land $47,300 Building $229,900	$477,900 (+10.34%) Land $81,546 Building $396,354
2022		$277,200 Land $47,300 Building $229,900	$433,100 Land $73,902 Building $359,198
2021	$11,658.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1581 Sunset Crk in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1581 Sunset Crk is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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