Campbell County property record for 1581 Spring Mill Rd, Concord, VA 24538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,456 sqft · built 1901 |
| Lot Size | 1.94 acres (84,506 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,900 (Apr 2018) |
| Tax Bill | $727 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-34 |
| Primary APN | 27-A-34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 84,506 sqft (1.94 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1497500 |
|---|---|
| Street Address | 1581 SPRING MILL RD |
| City | CONCORD |
| State | VA |
| Zip | 24538-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | PILOT MT |
| Legal Subdivision | WARREN B NEIGHBORS |
| Jurisdiction | CAMPBELL VA |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20102 |
1581 Spring Mill Rd is owned and occupied by two individuals who bought it in April 2018.
Source: Campbell County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1581 SPRING MILL RD, CONCORD, VA 24538-2026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK |
| Apr 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2018 · Amount on File |
| Deed Sale | Apr 10, 2018 · Amount on File |
| Prior Sale | Nov 30, 2010 · Amount on File |
| Deed Document Number | 20181635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Property Address | 1581 SPRING MILL RD, CONCORD, VA 24538-2026 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0210006774 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 210006774 |
| Name | FIRST NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Recording Date | Apr 10, 2018 |
| Property Address | 1581 SPRING MILL RD, CONCORD, VA 24538-2026 |
| Document Number | 0180001635 |
| Instrument Date | Apr 9, 2018 |
| Instrument | 180001635 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | CHICAGO TICOR TITLE, CHICAGO NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0180001636 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 180001636 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1581 Spring Mill Rd was $727.
Source: Campbell County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Campbell County |
| Unified School District | Campbell County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $727.00 | $161,600 (-) Land $26,700 Building $134,900 | $161,600 Land $26,700 Building $134,900 |
| 2025 | $727.00 | $161,600 Land $26,700 Building $134,900 | |
| 2023 | $727.00 | $161,600 Land $26,700 Building $134,900 | $161,600 Land $26,700 Building $134,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1581 Spring Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1581 Spring Mill Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
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