1581 Smith Rd, Charleston, WV 25314 Property Records

Kanawha County property record for 1581 Smith Rd, Charleston, WV 25314

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,606 sqft · built 1952
Lot Size0.366 acres (15,943 sqft)
OwnerIndividual Name on Record
Last Sale$162,000 (Nov 2021)
Tax Bill$1,372 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-10-0074.0000

Property Details

APN / Parcel Number

Primary APN09-10-0074.0000
Alternative APNs
  • 20-09-10-0074.0000
  • 07100870

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,606 sqft Living Area
1st Floor Area1,056 sqft
Basement Area550 sqft
Finished Basement550 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area15,943 sqft (0.366 acres)
Lot Dimensions199 ft deep x 103 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number07100870
Street Address1581 SMITH RD
CityCHARLESTON
StateWV
Zip25314-2367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 4 HAID SUB JOPLIN BR
Legal SubdivisionHAID SUB
Legal Lot Number4
JurisdictionKANAWHA WV
Township / Civil Division2
Census Block Group3
Census Block3000
Census Tract1901

Owner

Source: Kanawha County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1581 SMITH RD, CHARLESTON, WV 25314-2367
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2021 · Amount on Record
Deed SaleNov 16, 2021 · Amount on Record
Deed Document Number31130837
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANAWHA WV
Recording DateNov 16, 2021
Property Address1581 SMITH RD, CHARLESTON, WV 25314-2367
Document Number0031130837
Instrument DateNov 11, 2021
Instrument31130837
Transaction TypeTransfer
Record UpdatedJan 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 VENABLE AVE # C, C, CHARLESTON, WV 25304-2409

Mortgage

Document Number0045500364
DateNov 16, 2021
Instrument45500364
Lender
NameCHURCHILL MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Kanawha County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyKanawha County
MunicipalityCharleston City
Unified School DistrictKanawha County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,372.00 (+3.39%)$85,320 (+3.42%) Land $30,000 Building $55,320$142,200 (+3.42%) Land $50,000 Building $92,200
2023$1,327.00 (+83.03%)$82,500 (+13.17%) Land $30,000 Building $52,500$137,500 (+13.17%) Land $50,000 Building $87,500
2022$72,900 Land $30,000 Building $42,900$121,500 Land $50,000 Building $71,500
2021$725.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 43% of West Virginia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWVAWC-KANAWHA VALLEY DIST
private · serves 209,283 people · EPA ID WV3302016
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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