1581 Saint Peter Ln, Prosper, TX 75078 Property Records

Collin County property record for 1581 Saint Peter Ln, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4,861 sqft · built 2019
Lot Size	0.346 acres (15,085 sqft)
Owner	2 Company Names on Record
Tax Bill	$25,514 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-11386-00B-0070-1`

Property Details

APN / Parcel Number

Primary APN	`R-11386-00B-0070-1`
Alternative APN	`2765851`

Interior

Stories	2 Stories
Building Area	4,861 sqft Living Area
Gross Area	5,967 sqft
1st Floor Area	2,931 sqft
2nd Floor Area	1,930 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	15,085 sqft (0.346 acres)
Garage Type	Attached
Garage Area	498 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2765851
Street Address	1581 SAINT PETER LN
City	PROSPER
State	TX
Zip	75078-9814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MONTCLAIR (CPR), BLK B, LOT 7
Legal Subdivision	THE MONTCLAIR (CPR)
Legal Block	B
Legal Lot Number	7
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	3
Census Block	3003
Census Tract	30303

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	1581 SAINT PETER LN, PROSPER, TX 75078-9814
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage TEXAS TECH FCU
Jun 17, 2021	Vendor's Lien, Transfer · ARM FIRST BANK
Sep 28, 2020	Grant Deed, Subdivision Related Transfer REPUBLIC ST MTG
Apr 2, 2019	Grant Deed, Transfer · Line of Credit TEXAS BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 17, 2021
Deed Sale	Jun 17, 2021
Prior Sale	Sep 28, 2020
Deed Document Number	20210617001231930
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1581 SAINT PETER LN, PROSPER, TX 75078-9814
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000393620
Date	Mar 10, 2022
Instrument	20220310000393620

Lender

Name	FIRST BANK
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1581 SAINT PETER LN, PROSPER, TX 75078-9814
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000393630
Date	Mar 10, 2022
Instrument	20220310000393630

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Address	LUBBOCK, TX 79409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jun 17, 2021
Property Address	1581 SAINT PETER LN, PROSPER, TX 75078-9814
Document Number	0001231930
Map Reference	VOL 2017 PG 776
Instrument Date	Jun 16, 2021
Instrument	20210617001231930
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	REPUBLIC TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1581 SAINT PETER LN, PROSPER, TX 75078-9814

Mortgage

Document Number	0001231940
Date	Jun 17, 2021
Instrument	20210617001231940

Lender

Name	FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jul 16, 2026
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	11.6%

September 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Sep 28, 2020
Property Address	1581 SAINT PETER LN, PROSPER, TX 75078-9814
Document Number	0001660710
Instrument Date	Sep 25, 2020
Instrument	1660710
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 14, 2020
Title Company	SENDERA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1581 SAINT PETER LN PROSPER TX 75078, PROSPER, TX 75078

Mortgage

Document Number	1660720
Date	Sep 28, 2020
Instrument	1660720

Lender

Name	REPUBLIC ST MTG
Type	Mortgage Company
Address	HOUSTON, TX 77006

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 2, 2019
Property Address	1581 SAINT PETER LN, PROSPER, TX 75078-9814
Document Number	0000347150
Instrument Date	Mar 29, 2019
Instrument	347150
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	SENDERA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1800 VALLEY VIEW LN #400 FARMERS BRANCH TX 752348923, 400, FARMERS BRANCH, TX 75234-8923

Mortgage

Document Number	347160
Date	Apr 2, 2019
Instrument	347160

Lender

Name	TEXAS BK
Type	Bank
Address	HENDERSON, TX 75653

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,512,595 (+2.8%) Land $412,500 Building $1,100,095	$1,512,595 (+2.8%) Land $412,500 Building $1,100,095
2024	$25,514.00 (-12.07%)
2023		$1,471,400 (+5.12%) Land $330,000 Building $1,141,400	$1,471,400 (+5.12%) Land $330,000 Building $1,141,400
2022	$29,017.00 Homeowner's exemption	$1,399,690 Land $330,000 Building $1,069,690	$1,399,690 Land $330,000 Building $1,069,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Nextlink.

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