Duval County property record for 1581 Rivergate Dr, Jacksonville, FL 32223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,605 sqft · built 1983 |
| Lot Size | 0.259 acres (11,269 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Dec 2021) |
| Tax Bill | $4,552 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105744-5466 |
| Primary APN | 105744-5466 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,605 sqft Living Area |
| Gross Area | 2,220 sqft |
| 1st Floor Area | 1,221 sqft |
| Upper Floors Area | 384 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,269 sqft (0.259 acres) |
| Lot Dimensions | 127 ft deep x 90 ft wide |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 408 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1581 RIVERGATE DR |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32223-1797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-90 |
| Legal Description | 38-50 35-4S-26E RIVERGATE UNIT TWO LOT 82 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 35 |
| Legal Subdivision | RIVER GATE UNIT 02 |
| Legal Lot Number | 82 |
| Legal Unit | 2 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 16804 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1581 RIVERGATE DR, JACKSONVILLE, FL 32223-1797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Dec 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 17, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on Record |
| Deed Sale | Dec 17, 2021 · Amount on Record |
| Prior Sale | Jun 10, 2008 · Amount on Record |
| Deed Document Number | 2021333464 |
| Deed Book / Page | 20063 / 2227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Dec 17, 2021 |
| Property Address | 1581 RIVERGATE DR, JACKSONVILLE, FL 32223-1797 |
| Document Number | 0200632227 |
| Book / Page | 20063 / 2227 |
| Map Reference | MB 38 PG 50 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 2021333464 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9816 SINCLAIR ST, 9816, FORT WORTH, TX 76244-5890 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1581 RIVERGATE DR, JACKSONVILLE, FL 32223-1797 |
| Document Number | 0200632229 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 20063/2229 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1581 RIVERGATE DR, JACKSONVILLE, FL 32223-1797 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3601 DREWS CT, ALEXANDRIA, VA 22309-3662 |
| Document Number | 0197642011 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 19764/2011 |
| Instrument | 2021150195 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,965 (+2.7%) | $309,696 (+3.48%) Land $142,560 Building $167,136 | |
| 2025 | $4,552.00 (+6.43%) Homeowner's exemption | $276,500 (+5.99%) | $299,290 (+1.26%) Land $125,000 Building $174,290 |
| 2024 | $4,277.00 (+2.84%) | ||
| 2023 | $4,159.00 (+9.16%) Homeowner's exemption | $260,882 (+3%) | $295,573 (+16.7%) Land $105,000 Building $190,573 |
| 2022 | $3,810.00 Homeowner's exemption | $253,284 Land $85,000 Building $168,284 | $253,284 Land $85,000 Building $168,284 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 3 (2012–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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