1581 Randolph Rd, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1581 Randolph Rd, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,920 sqft · built 1949
Lot Size0.226 acres (9,858 sqft)
OwnerIndividual Name on Record
Last Sale$30,000 (Jul 1997)
Tax Bill$7,786 (2026)
Deeds & MortgagesAug 2023 Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 39.52-1-28

Property Details

APN / Parcel Number

Primary APN421500 39.52-1-28
Alternative APN
  • 150003905200010280000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,920 sqft Living Area
1st Floor Area1,280 sqft
Upper Floors Area640 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area9,858 sqft (0.226 acres)
Lot Dimensions159 ft deep x 62 ft wide
Garage TypeAttached
Garage Area350 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area35 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1581 RANDOLPH RD
CitySCHENECTADY
StateNY
Zip12308-2015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description1 BRK AND WD
Legal SubdivisionCORLAER HEIGHTS
Legal Block1
Legal Lot Number28.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2022
Census Tract20101

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1581 RANDOLPH RD, SCHENECTADY, NY 12308-2015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Mar 18, 2021Deed, Transfer · FHA Mortgage
M & T BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 1997 · Amount on Record
Deed SaleJul 9, 1997 · Amount on Record
Prior SaleDec 31, 1996 · Amount on Record
Deed Book / Page1520 / 289
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1581 RANDOLPH RD, SCHENECTADY, NY 12308-2015
Transaction TypeMortgage
Record UpdatedSep 4, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1581 RANDOLPH RD, SCHENECTADY, NY 12308-2015

Mortgage

Document Number0000047116
DateAug 18, 2023
Book Page5324/468
Instrument202347116
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term331 Months
DueMar 1, 2051

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateMar 18, 2021
Property Address1581 RANDOLPH RD, SCHENECTADY, NY 12308-2015
Document Number0000011283
Book / Page2054 / 493
Instrument DateFeb 16, 2021
Instrument202111283
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1925 UNION ST, 1925, SCHENECTADY, NY 12309-5424

Transferred To (Grantee/Buyer)

NameVerified Name
Address1464 GRENOCIDE AVENUE, SCHENECTADY, NY 12308-1504

Mortgage

Document Number0000011285
DateMar 18, 2021
Instrument202111285
Lender
NameM & T BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,786.00 (+1.74%)
2025$7,653.00 (+5.49%)$160,200 (-) Land $24,000 Building $136,200$265,276 (+30.82%) Land $39,742 Building $225,534
2023$160,200 (-) Land $24,000 Building $136,200$202,785 (+3.8%) Land $30,380 Building $172,405
2022$160,200 Land $24,000 Building $136,200$195,366 Land $29,268 Building $166,098
2021$7,255.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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