Mobile County property record for 1581 Phillips Ln, Mobile, AL 36618
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,056 sqft · built 2024 |
| Lot Size | 0.212 acres (9,269 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Jan 2025) |
| Tax Bill | $558 (2025) |
| Deeds & Mortgages | Jun 2024 Line of Credit Feb 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R02280102400204104 |
| Primary APN | R02280102400204104 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,269 sqft (0.212 acres) |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 429405 |
|---|---|
| Street Address | 1581 PHILLIPS LN |
| City | MOBILE |
| State | AL |
| Zip | 36618-1800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 MILTON TEE SUB MBK 30 P 51 #SEC 02 T4S R2W #MP28 01 02 4 002 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 02 |
| Legal Subdivision | MILTON TEE |
| Legal Lot Number | 7 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 3402 |
Source: Mobile County records · APN R02280102400204104
Assessment roll updated December 23, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1581 PHILLIPS LN, MOBILE, AL 36618-1800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2024 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Feb 12, 2025 | Deed of Trust, Mortgage · FHA Mortgage WHITNEY BANK |
| Mar 10, 2025 | Deed of Trust, Mortgage · FHA Mortgage WHITNEY BANK |
| Jan 16, 2025 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage WHITNEY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 2025 · Amount on Record |
| Deed Sale | Jan 16, 2025 · Amount on Record |
| Deed Document Number | 20253893 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 1581 PHILLIPS LN, MOBILE, AL 36618-1800 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 9140 BELLINGHAM CT, MOBILE, AL 36695-5219 |
| Document Number | 0000040708 |
|---|---|
| Date | Jun 27, 2024 |
| Instrument | 2024040708 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | 1141 MONTLIMAR DR STE 3010, MOBILE, AL 36609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 1581 PHILLIPS LN, MOBILE, AL 36618-1800 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3661 AIRPORT BLVD 49, 49, MOBILE, AL 36608-1641 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009018 |
|---|---|
| Date | Feb 12, 2025 |
| Instrument | 2025009018 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | 2510 14TH ST # 620, GULFPORT, MS 39501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 1581 PHILLIPS LN, MOBILE, AL 36618-1800 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3661 AIRPORT BLVD 49, 49, MOBILE, AL 36608-1641 |
| Investor | Possibly a Property Investor |
| Document Number | 0000014671 |
|---|---|
| Date | Mar 10, 2025 |
| Instrument | 2025014671 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | 2510 14TH ST # 620, GULFPORT, MS 39501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jan 16, 2025 |
| Property Address | 1581 PHILLIPS LN, MOBILE, AL 36618-1800 |
| Document Number | 0000003893 |
| Map Reference | MB 30 PG 51 |
| Instrument Date | Jan 13, 2025 |
| Instrument | 2025003893 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9140 WALLCROSS CT, MOBILE, AL 36695-9577 |
| Name | Verified Name |
|---|---|
| Address | 1581 PHILLIPS LN, MOBILE, AL 36618-1800 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003894 |
|---|---|
| Date | Jan 16, 2025 |
| Instrument | 2025003894 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2055 |
| Document Number | 0000003895 |
|---|---|
| Date | Jan 16, 2025 |
| Instrument | 2025003895 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | 2510 14TH ST # 620, GULFPORT, MS 39501 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 01, 2035 |
Source: Mobile County records · Assessment roll updated December 23, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $558.00 (+339.37%) | $8,640 (+332%) Land $2,000 Building $6,640 | $43,200 (+332%) Land $10,000 Building $33,200 |
| 2024 | $127.00 | $2,000 (-) Land $2,000 | $10,000 (-) Land $10,000 |
| 2023 | $127.00 | $2,000 Land $2,000 | $10,000 Land $10,000 |
Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 202 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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