1581 N Whitney St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 1581 N Whitney St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 2008
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$168,900 (Apr 2008)
Tax Bill	$757 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094770-0200`

Property Details

APN / Parcel Number

Primary APN	`094770-0200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,216 sqft Living Area
Gross Area	1,645 sqft
1st Floor Area	1,216 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	351 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	191 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1581 N WHITNEY ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	1-117 PALM PARK SUB LOT 20 OR3069/358
Legal Range	29E
Legal Township	07S
Legal Section	12
Legal Subdivision	PALM PARK SUBDIVISION OF WHITNEY DOEHLER
Legal Block	3
Legal Lot Number	20
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3008
Census Tract	21002

Owner

1581 N Whitney St is owned and occupied by two individuals who bought it in April 2008.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1581 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-2407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2008 · Amount on File
Deed Sale	Apr 15, 2008 · Amount on File
Prior Sale	Jul 5, 2007 · Amount on File
Deed Document Number	200821307
Deed Book / Page	3069 / 358
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1581 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-2407
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-2407

Mortgage

Document Number	0063231263
Date	Mar 13, 2026
Book Page	6323/1263
Instrument	2026021914

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 1581 N Whitney St was $757 with exemptions applied, up 20.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,358 (+2.7%)	$240,376 (-17.32%) Land $75,000 Building $165,376
2025	$757.00 (+20.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$122,062 (+2.9%)	$290,745 (+5.77%) Land $75,000 Building $215,745
2024	$627.00 (-48.61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$118,622 (+3%)	$274,872 (+0.26%) Land $70,000 Building $204,872
2023	$1,220.00 (+4.54%) Homeowner's exemption	$115,167 (+3%)	$274,149 (+20.02%) Land $67,000 Building $207,149
2022	$1,167.00 Homeowner's exemption	$111,813	$228,411 Land $50,400 Building $178,011

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1581 N Whitney St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1581 N Whitney St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20