1581 N Main St, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 1581 N Main St, Palmer, MA 01069

Property Summary

Property Type	Commercial
Lot Size	4.69 acres (204,296 sqft)
Owner	Company Name on File
Last Sale	$100,000 (Mar 2004)
Tax Bill	$48,442 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PALM M:60 B:125`

Property Details

APN / Parcel Number

Primary APN	`PALM M:60 B:125`
Alternative APN	`M:0060 L:000125`

Interior

Units	12 Units

Exterior

Lot Area	204,296 sqft (4.69 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1581 N MAIN ST
City	PALMER
State	MA
Zip	01069-1232
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	GB
Legal Block	125
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	3
Census Block	3023
Census Tract	810100

Owner

1581 N Main St, a commercial property, is owned by a company that bought it in March 2004.

Source: Hampden County and Palmer Town City records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	181 PARK AVE, 1, WEST SPRINGFIELD, MA 01089-3365
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2004 · Amount on File
Deed Sale	Mar 2, 2004 · Amount on File
Prior Sale	Mar 2, 2004 · Amount on File
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	1581 N MAIN ST, PALMER, MA 01069-1232
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23784-585
Date	Mar 25, 2021
Book Page	23784/585
Instrument	20258

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1581 N Main St was $48,442, up 6.7% from the year before.

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$48,442.00 (+6.71%)	$2,669,000 (+9.77%) Land $735,500 Building $1,933,500
2024	$45,394.00 (+2.69%)	$2,431,400 (+6.92%) Land $669,100 Building $1,762,300
2023	$44,207.00	$2,274,000 Land $669,100 Building $1,604,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1581 N Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1581 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALMER WATER DISTRICT NO.1 serves 4,789 people · EPA ID MA1227000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20