1581 Moorhead Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 1581 Moorhead Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,876 (2026)
Deeds & Mortgages	Feb 2023 Refinance Mar 2020 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-510-8030`

Property Details

APN / Parcel Number

Primary APN	`06-510-8030`
Alternative APN	`6263`

Exterior

Lot Area	86,249 sqft (1.98 acres)

Location & Zoning

Account Number	6263
Street Address	1581 MOORHEAD RD
City	CLOQUET
State	MN
Zip	55720-2697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	START AT PT 324 FT CITY OF CLOQUET
Legal Range	17
Legal Township	49
Legal Section	35
Legal Subdivision	CITY OF CLOQUET
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	2
Census Block	2019
Census Tract	70200

Owner

1581 Moorhead Rd is owned and occupied by two individuals.

Source: Carlton County records, as of April 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1581 MOORHEAD RD, CLOQUET, MN 55720-2697
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Mar 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS COOPERATIVE CREDIT UNION
Mar 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS COOPERATIVE CREDIT UNION
Jan 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Aug 2, 2018	Warranty Deed, Transfer SUPERIOR CHOICE CU
Aug 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1581 MOORHEAD RD, CLOQUET, MN 55720-2697
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000510623
Date	Feb 9, 2023
Instrument	A000510623

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Mar 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1581 MOORHEAD RD, CLOQUET, MN 55720-2697
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000039562
Date	Mar 30, 2020
Instrument	T000039562

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1581 MOORHEAD RD, CLOQUET, MN 55720-2697
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000491078
Date	Mar 30, 2020
Instrument	A000491078

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1581 MOORHEAD RD, CLOQUET, MN 55720-2697
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000040892
Date	Jan 4, 2022
Instrument	T000040892

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Aug 2, 2018
Property Address	1581 MOORHEAD RD, CLOQUET, MN 55720-2697
Document Number	T000038602
Instrument Date	Jul 27, 2018
Instrument	T000038602
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 MOORHEAD RD, CLOQUET, MN 55720-2697

Mortgage

Document Number	T000038603
Date	Aug 2, 2018
Instrument	T000038603

Lender

Name	SUPERIOR CHOICE CU

Agreement

Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Aug 2, 2018
Property Address	1581 MOORHEAD RD, CLOQUET, MN 55720-2697
Document Number	A000481539
Instrument Date	Jul 27, 2018
Instrument	A000481539
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 MOORHEAD RD, CLOQUET, MN 55720-2697

Tax Assessment & Valuation

The 2026 property tax bill for 1581 Moorhead Rd was $6,876 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,876.00 Homeowner's exemption
2025		$469,100 (+4.59%) Land $66,800 Building $402,300	$469,100 (+4.59%) Land $66,800 Building $402,300
2024	$6,374.00 Homeowner's exemption	$448,500 (+3.96%) Land $66,800 Building $381,700	$448,500 (+3.96%) Land $66,800 Building $381,700
2023	$6,374.00 Homeowner's exemption	$431,400 (-) Land $62,900 Building $368,500	$431,400 (-) Land $62,900 Building $368,500
2022		$431,400 Land $62,900 Building $368,500	$431,400 Land $62,900 Building $368,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1581 Moorhead Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1581 Moorhead Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Airfiber, Fond du Lac Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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