1581 Millenbeck Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 1581 Millenbeck Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 1992
Lot Size	1.76 acres (76,971 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Nov 2022)
Tax Bill	$15 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26 90`

Property Details

APN / Parcel Number

Primary APN	`26 90`
Alternative APN	`6964`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	3,682 sqft
1st Floor Area	1,140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	76,971 sqft (1.76 acres)
Garage Area	600 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	290 sqft
Deck Area	368 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6964
Street Address	1581 MILLENBECK RD
City	LANCASTER
State	VA
Zip	22503-4226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	NR MILLENBECK 1.767 AC LR22/2692
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	4
Census Block	4022
Census Tract	30100

Owner

Source: Lancaster County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1581 MILLENBECK RD, LANCASTER, VA 22503-4226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Warranty Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC
Dec 9, 2021	Special Warranty Deed, Transfer · FHA Mortgage TIDEWATER HOME FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on File
Deed Sale	Nov 30, 2022 · Amount on File
Prior Sale	Dec 9, 2021 · Amount on File
Deed Document Number	20222692
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Nov 30, 2022
Property Address	1581 MILLENBECK RD, LANCASTER, VA 22503-4226
Document Number	0220002692
Instrument Date	Nov 15, 2022
Instrument	220002692
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	HOMELAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 MILLEBECK RD, LANCASTER, VA 22503-4226

Mortgage

Document Number	0220002693
Date	Nov 30, 2022
Instrument	220002693

Lender

Name	PLANET HOME LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	111 Months
Due	Feb 1, 2032

Interest

Rate Type	Fixed Rate
Rate	2.38%

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Dec 9, 2021
Property Address	1581 MILLENBECK RD, LANCASTER, VA 22503-4226
Document Number	0210003405
Instrument Date	Nov 11, 2021
Instrument	210003405
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1195, URBANNA, VA 23175-1195

Mortgage

Document Number	0210003406
Date	Dec 9, 2021
Instrument	210003406

Lender

Name	TIDEWATER HOME FUNDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	59 Months
Due	Nov 1, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15.00 (-98.82%)	$286,800 (+41.84%) Land $18,500 Building $268,300	$286,800 (+41.84%) Land $18,500 Building $268,300
2023	$1,273.00	$202,200 Land $18,500 Building $183,700	$202,200 Land $18,500 Building $183,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	28 (1998–2018)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Nov 2018 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

4G LTE only, no 5G reported

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