1581 Middle Ln, Hayward, CA 94545 Property Records

Alameda County property record for 1581 Middle Ln, Hayward, CA 94545

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,546 sqft · built 2016
Lot Size	0.042 acres (1,869 sqft)
Owner	Individual Name on File
Last Sale	$690,500 (Oct 2016)
Tax Bill	$13,934 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`441-103-88`

Property Details

APN / Parcel Number

Primary APN	`441-103-88`
Alternative APN	`441-0103-088-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,546 sqft Living Area

Exterior

Year Built	Built 2016
Architectural Style	Other
Construction Type	Wood
Lot Area	1,869 sqft (0.042 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1581 MIDDLE LN
City	HAYWARD
State	CA
Zip	94545-1911
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1015
Census Tract	437200

Owner

Source: Alameda County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1581 MIDDLE LN, HAYWARD, CA 94545-1911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2016 · Amount on Record
Deed Sale	Oct 26, 2016 · Amount on Record
Prior Sale	Oct 26, 2016 · Amount on Record
Deed Document Number	0000279360
Last Transfer Date	Oct 14, 2020
Transfer Doc	0000272620
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1581 MIDDLE LN, HAYWARD, CA 94545-1911
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 LEITH AVE, SANTA CLARA, CA 95054-1950

Mortgage

Document Number	0000055156
Date	Mar 16, 2022
Instrument	2022055156

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Oct 14, 2020
Property Address	1581 MIDDLE LN, HAYWARD, CA 94545-1911
Document Number	0000272620
Map Reference	MB 335 PG 21-23
Instrument Date	Oct 8, 2020
Instrument	2020272620
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1581 MIDDLE LN, HAYWARD, CA 94545-1911

Mortgage

Document Number	0000272621
Date	Oct 14, 2020
Instrument	2020272621

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,934.00 (+2.51%)	$1,156,707 (+4.04%) Land $347,012 Building $809,695
2023	$13,593.00	$1,111,800 Land $333,540 Building $778,260

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	530 / 115
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, GeoLinks, Sail Internet, T-Mobile.

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