Merced County property record for 1581 Laurel Ave, Atwater, CA 95301
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,278 sqft · built 1960 |
| Lot Size | 0.203 acres (8,838 sqft) |
| Owner | Trust Name on File |
| Last Sale | $253,500 (Sep 2005) |
| Tax Bill | $867 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jan 2022 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-071-015-000 |
| Primary APN | 002-071-015-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,278 sqft Living Area |
| Gross Area | 2,772 sqft |
| 1st Floor Area | 2,278 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 8,838 sqft (0.203 acres) |
| Garage Type | Attached |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 58 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 002-071-015 |
|---|---|
| Street Address | 1581 LAUREL AVE |
| City | ATWATER |
| State | CA |
| Zip | 95301-3334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | MACHADO ANX POR LOT 15 |
| Legal Subdivision | MACHADO ANNEX |
| Legal Lot Number | 15 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 602 |
1581 Laurel Ave is owner-occupied and held in a trust since March 2023.
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1581 LAUREL AVE, ATWATER, CA 95301-3334 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 22, 2023 | Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMPLOYEES CU |
| Jan 26, 2022 | Intrafamily Transfer, Transfer PLACER TITLE COMPANY |
| Jan 26, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage NATIONS LENDING CORP |
| Oct 13, 2021 | Intrafamily Transfer, Transfer |
| Jul 20, 2020 | Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMPLOYEES CU |
| Jan 6, 2020 | Deed of Trust, Mortgage · Conventional with PMI USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2005 · Amount on File |
| Deed Sale | Sep 16, 2005 · Amount on File |
| Deed Document Number | 200573207 |
| Last Transfer Date | Mar 3, 2023 |
| Transfer Doc | 0000005430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1581 LAUREL AVE, ATWATER, CA 95301-3334 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1581 LAUREL AVE, ATWATER, CA 95301-3334 |
| Document Number | 0000014036 |
|---|---|
| Date | Jun 22, 2023 |
| Instrument | 2023014036 |
| Name | EDUCATIONAL EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | FRESNO, CA 93755 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 21, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 26, 2022 |
| Property Address | 1581 LAUREL AVE, ATWATER, CA 95301-3334 |
| Document Number | 0000004131 |
| Map Reference | MB 13 PG 26 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 2022004131 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1581 LAUREL AVE, ATWATER, CA 95301-3334 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 26, 2022 |
| Property Address | 1581 LAUREL AVE, ATWATER, CA 95301-3334 |
| Document Number | 0000004129 |
| Map Reference | MB 13 PG 26 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 2022004129 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1581 LAUREL AVE, ATWATER, CA 95301-3334 |
| Document Number | 0000004130 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022004130 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Oct 13, 2021 |
| Property Address | 1581 LAUREL AVE, ATWATER, CA 95301-3334 |
| Document Number | 0000045940 |
| Map Reference | MB 13 PG 26 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021045940 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1581 LAUREL AVE, ATWATER, CA 95301-3334 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1581 LAUREL AVE, ATWATER, CA 95301-3334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY MERCED |
| Name | Verified Name |
|---|
| Document Number | 0000024106 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 2020024106 |
| Name | EDUCATIONAL EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | FRESNO, CA 93755 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1581 LAUREL AVE, ATWATER, CA 95301-3334 |
| Document Number | 0000000762 |
| Instrument Date | Jan 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1581 LAUREL AVE ATWATER CA 953013334, ATWATER, CA 95301-3334 |
| Document Number | 0000000762 |
|---|---|
| Date | Jan 8, 2020 |
| Instrument | 762 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 7, 2035 |
The 2025 property tax bill for 1581 Laurel Ave was $867 with a homeowner's exemption, up 2.5% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $86,916 (+2%) Land $10,522 Building $76,394 | |
| 2025 | $867.00 (+2.48%) Homeowner's exemption | $85,213 Land $10,316 Building $74,897 |
| 2024 | $846.00 (+2.79%) | |
| 2023 | $823.00 (+1.48%) Homeowner's exemption | $81,906 Land $9,916 Building $71,990 |
| 2022 | $811.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1581 Laurel Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1581 Laurel Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ATWATER serves 29,479 people · EPA ID CA2410001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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